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Car Insurance Discussions Forum
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Car Insurance Basics & FAQs

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Finally figured out how not to overpay for insurance

By toby_hall,

Car Insurance 101

168

By robotics_aspen

Why is figuring out how much car insurance you ACTUALLY need so confusing?

By breezestone435,

How Much Car Insurance Do I Need?

121

1,742

By music_jeff

Insurance paid way less than what it cost me to replace my roof

By debbie_dreamer,

Understanding Car Insurance Terms & Jargon

446

9,788

By politics300

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? (1 viewing)

By jessicae49,

Switching Car Insurance Companies Made Easy

296

4,871

By nickvlogger

Finally figured out my state's minimum car insurance rules and saved some cash (1 viewing)

By mythology_charles,

Car Insurance 101

205

4,757

By jmartinez16

Sneaky Auto Insurance Exclusions You Might've Missed

By huntercrafter,

Understanding Car Insurance Terms & Jargon

125

2,739

By sarah_evans

just learned what an auto insurance binder is, kinda interesting actually

By marleypeak143,

Understanding Car Insurance Terms & Jargon

659

By kevinwoodworke...

SWITCHING CAR INSURANCE—QUICK FIX OR ALL-DAY HEADACHE?

By tgonzalez30,

Switching Car Insurance Companies Made Easy

290

By williamsmith42...

is sticking with minimum car insurance a bad idea?

By yogi31,

How Much Car Insurance Do I Need?

117

By yogi31

Switched my insurance online in like 10 mins, is this normal?

By architecture_finn,

Switching Car Insurance Companies Made Easy

115

By phoenix_chef

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Car Insurance Companies & Provider Reviews

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USAA vs State Farm: which claims process is less of a headache?

By animation233,

USAA Car Insurance (Military & Family)

400

3,351

By timr65

SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

By electronics310,

Other Car Insurance Companies & Local Insurers

308

2,596

By geo896

Why did my GEICO premium jump so much this year?

By wildlife236,

GEICO Car Insurance – Advice & Discussions

175

1,093

By jessicapilot19

Bundling insurance with USAA: worth it or just hype?

By tea_jack,

USAA Car Insurance (Military & Family)

218

1,490

By bghost48

Renting a car: stick with GEICO or pay for the rental company’s insurance?

By marleye70,

GEICO Car Insurance – Advice & Discussions

198

1,389

By thomasc31

anyone else feel like AAA insurance isn't what it used to be? (1 viewing)

By jfrost13,

AAA Car Insurance & Auto Club

1,092

20.6 K

By podcaster29

How I made cancelling Progressive way less painful

By aaron_storm,

Progressive Car Insurance – Tips & Feedback

By InsuranceAdvis...

Little-known trick with Progressive’s roadside help

By river_baker,

Progressive Car Insurance – Tips & Feedback

397

6,073

By mechanic94

Would you stick with your insurer for free coffee or movie tickets?

By robotics_robert,

Other Car Insurance Companies & Local Insurers

149

2,239

By leadership_meg...

my quick trick for smoother Progressive insurance claims

By mobile334,

Progressive Car Insurance – Tips & Feedback

470

By minimalism885

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Car Insurance Coverage & Policy Options

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Why does picking a deductible feel like a weird gamble?

By mobile_anthony,

Deductibles and Coverage Limits

483

5,349

By drones231

Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

By patgarcia503,

Roadside Assistance & Towing Coverage

385

4,118

By daisyw27

Weirdest Animal Damage Your Car Insurance Has Covered?

By retro_andrew,

Collision vs. Comprehensive Coverage

By sleaf84

Is Paying For Roadside Help Worth It Or Just Extra?

By ocean_cloud,

Roadside Assistance & Towing Coverage

199

1,633

By cathyperez7

What to do when the other driver has no insurance

By tea_nick,

Uninsured/Underinsured Motorist Protection

381

By stevencollecto...

When Does It Make Sense to Drop the “All-In” Coverage?

By jamesrobinson797,

Liability vs. Full Coverage Basics

121

1,221

By surfing619

Why Is PIP Mandatory In Some States But Not Others?

By scottastronomer,

PIP (Personal Injury Protection) & Medical Payments

797

By leadership261

HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

By michaelw32,

Deductibles and Coverage Limits

853

22.6 K

By brianpoet

Roadside help added to my insurance—totally worth it?

By yoga622,

Roadside Assistance & Towing Coverage

265

5,087

By inventor79

Deductibles and premiums—what's the real deal? (1 viewing)

By space_buddy,

Deductibles and Coverage Limits

235

5,173

By markhistorian

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Car Insurance Claims & Accident Advice

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Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

By milo_nebula2271,

Tips for Speeding Up Your Insurance Claim

125

663

By collector95642...

Lowball insurance estimate—worth fighting or just let it go?

By baileyd92,

Disputed Claims and Appeals

149

1,123

By natedrummer545...

How do they actually decide when a car is “totaled”?

By data_pat,

Total Loss & Car Insurance Payouts

440

5,448

By lisanebula409

When The Other Driver Disappears: Uninsured Motorist Coverage In Action

By nickbrown822,

Hit-and-Run and Vandalism Claims

232

2,632

By nnebula46

When your insurance claim turns into a race against time

By debbieecho610,

How to File a Car Insurance Claim

210

By design685

WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?

By dobbyw74,

Total Loss & Car Insurance Payouts

722

By anthonyevans47

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? (1 viewing)

By sammechanic,

Injury Claims & Medical Bill Coverage

162

3,444

By sophieb77

Someone smashed my parked car—deal with insurance or call the cops? (1 viewing)

By bailey_storm4895,

Hit-and-Run and Vandalism Claims

279

5,101

By productivity64...

bumped someone's car lightly, no visible damage—should I report? (1 viewing)

By food826,

Handling Minor Accidents (Fender-Benders)

612

16.7 K

By wildlife765

Drowning in Forms: What If Your Insurance Docs Got Lost?

By michellemusician,

How to File a Car Insurance Claim

186

4,295

By culture904

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Car Insurance Discounts & Savings Tips

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Getting that student discount on car insurance… not as easy as I thought

By puzzle_donald,

Student & Young Driver Discounts

447

4,679

By davidbrewer

Does your car’s crash test score actually matter for your insurance rate?

By donnagadgeteer,

Low Mileage & Vehicle Safety Discounts

By donnagadgeteer

How I managed to stack discounts for military student drivers

By diy811,

Military, Senior & Occupational Discounts

257

3,198

By michael_nelson

Insurance renewal hikes caught me off guard (1 viewing)

By cloud_walker,

Group and Employer Affiliation Discounts

272

4,862

By golfplayer99

Just saved a chunk of cash on car insurance after defensive driving course

By mochah43,

Student & Young Driver Discounts

357

6,872

By astorm86

saving cash on insurance when you're young and broke

By culture_joshua,

Student & Young Driver Discounts

577

11.6 K

By beekeeper30203...

HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

By surfing_mocha,

Military, Senior & Occupational Discounts

216

5,610

By myoung78

Insurance Shopping Online: Quick and Easy or Sketchy and Risky?

By vegan_scott,

Comparing Quotes & Online Rate Tools

259

By jong34

union perks: anyone saving decent money on insurance?

By jbarkley92,

Group and Employer Affiliation Discounts

381

By architecture57...

Online Insurance: Did I Just Mess Up Big Time?

By elizabethrogue161,

Comparing Quotes & Online Rate Tools

104

By elizabethrogue...

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State-Specific Car Insurance Discussions

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Letting friends drive your car in MN: better to add them or rely on permissive use?

By katietraveler,

Minnesota (MN) Car Insurance

462

4,631

By writing400

Adding a teen driver in Hawaii: bundle with parents or separate policy?

By inventor90,

Hawaii (HI) Car Insurance

106

By photo22

What happens if you only carry the bare minimum car insurance in Florida?

By buddysniper351,

Florida (FL) Car Insurance

204

1,366

By alexwood193

Getting caught without car insurance in Iowa is no joke

By simbac53,

Iowa (IA) Car Insurance

129

643

By amandafisher

Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

By rdiver49,

Oklahoma (OK) Car Insurance

144

818

By georgef33

Car insurance in Wyoming: who actually treats you right?

By wildlife480,

Wyoming (WY) Car Insurance

330

2,329

By josec52

Finding decent car insurance deals on the islands—my step-by-step

By painter49,

Hawaii (HI) Car Insurance

148

993

By birdwatcher65

If You Had To Switch Insurance In Kentucky, Who Would You Trust?

By meganinventor,

Kentucky (KY) Car Insurance

407

3,200

By zeusriver965

Do you really need extra insurance for a rental in Montana? (2 viewing)

By ryantrader,

Montana (MT) Car Insurance

480

4,831

By brianpoet

Why I was surprised to learn Nebraska requires uninsured motorist coverage

By books680,

Nebraska (NE) Car Insurance

252

1,639

By jessica_martin

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Special Insurance Categories

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What happens if your rideshare app is between trips and you get into an accident?

By camper67,

Rideshare Car Insurance

685

10.5 K

By baking_alex

Classic car insurance and the annual mileage cap—worth it? (1 viewing)

By blogger19,

Classic Car Insurance

588

7,218

By emilymusician

Getting Lost in the Maze of Uber and Lyft Insurance Rules

By tylercyclist,

Rideshare Car Insurance

136

690

By nalah84

Best ways to snag a deal on an EV these days?

By chess740,

Electric and Hybrid Car Insurance

173

By art611

Rising premiums for business vehicle fleets—anyone else notice this?

By music_jon,

Commercial Car Insurance

372

4,637

By puzzle_kenneth

Why I stuck with USAA after my fender bender (1 viewing)

By brianc59,

Military Car Insurance

By dobbyknitter

Rental car insurance: worth it or just a money grab?

By elizabethh46,

Rental Car Insurance

577

By cooperdiver

Insurance tips for my vintage ride needed (1 viewing)

By blaze_anderson,

Classic Car Insurance

674

15.6 K

By beekeeper14

Would your insurance hold up if your EV battery suddenly failed?

By R_Matthews79,

Electric and Hybrid Car Insurance

428

8,910

By patriciag28

Medicare Advantage vs. Medigap: which one actually works better?

By crafts506,

Senior Driver Insurance

145

2,953

By jennifer_lewis

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Insurance Claims Process

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Weighing legal trouble vs. losing trust: which is worse after fraud?

By boardgames_frodo,

Claim Fraud Prevention

469

4,544

By toby_nelson

insurance denied my claim—what would you do?

By lisaperez719,

Understanding Claim Denials

286

7,472

By snorkeler14

got caught up in fraud trouble—what happens next? (1 viewing)

By bella_stone,

Claim Fraud Prevention

196

5,402

By CoverageChris

Insurance only approved part of my claim—now what?

By thomasp93,

Understanding Claim Denials

336

By phoenixhall439

Caught between two sides: a negotiation tale

By books_dennis,

Insurance Settlement Negotiations

199

By books_dennis

How Long Did Your Rental Car Insurance Actually Save You?

By sandram27,

Rental Car Coverage During Claims

364

By susan_carter

how soon should I get my insurance claim in?

By timhiker,

Filing an Insurance Claim

245

By politics699

car totaled but still owe money—now what?

By samhistorian,

Total Loss and Car Insurance

304

By samhistorian

decoding mechanic speak: do you read your car repair paperwork?

By luna_coder,

Repair Shop and Insurance Claims

171

By drummer27

HELP! INSURANCE JUST SAID NO—NOW WHAT?

By sgreen97,

Medical Claims and Car Insurance

167

By sgreen97

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Saving on Car Insurance

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Would you risk a higher deductible to lower your insurance bill?

By chess740,

Insurance Deductibles and Savings

214

1,436

By rparker41

Mileage-based car insurance: who’s using it and which company do you like?

By hiking566,

Usage-Based Insurance (UBI)

198

1,331

By maxchef

Why can’t I use my points AND a coupon at checkout?

By phoenix_smith,

Car Insurance Loyalty Programs

656

8,262

By lunalewis870

Are those price-checker sites actually reliable?

By anime_james,

Shopping Around and Comparing Quotes

406

7,330

By marka68

Are Loyalty Perks With Insurers Even Worth It Anymore?

By waffles_smith,

Car Insurance Loyalty Programs

102

1,728

By luckycollector

lower premiums vs higher coverage—what's your sweet spot?

By kennethcamper,

Policy Adjustments for Savings

1,629

By hunter_evans

Why Is It Such a Pain to Get Rewarded for Staying Loyal?

By robertsnorkeler,

Car Insurance Loyalty Programs

539

By bnomad32

plug-in trackers or just stick with app tracking?

By jmoore83,

Usage-Based Insurance (UBI)

842

By matthew_trekke...

getting insurers to budge on payment timelines—any luck?

By reader56,

Car Insurance Payment Options and Savings

535

By birdwatcher95

Is Telematics Car Insurance Worth the Hassle?

By journalist31,

Usage-Based Insurance (UBI)

308

By history1517107

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130 Forums
875 Topics
39.4 K Posts
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Car Insurance Discussions Forum Unread Posts | Forums | Topics

Car Insurance Discussions Forum
Unread Posts | Forums | Topics