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Car Insurance Discussions Forum
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Car Insurance Basics & FAQs

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Finally figured out how not to overpay for insurance

By toby_hall,

Car Insurance 101

By robotics_aspen

Why is figuring out how much car insurance you ACTUALLY need so confusing?

By breezestone435,

How Much Car Insurance Do I Need?

121

1,268

By music_jeff

Insurance paid way less than what it cost me to replace my roof

By debbie_dreamer,

Understanding Car Insurance Terms & Jargon

446

8,230

By politics300

SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

By jessicae49,

Switching Car Insurance Companies Made Easy

296

3,986

By nickvlogger

Finally figured out my state's minimum car insurance rules and saved some cash

By mythology_charles,

Car Insurance 101

205

4,126

By jmartinez16

Sneaky Auto Insurance Exclusions You Might've Missed

By huntercrafter,

Understanding Car Insurance Terms & Jargon

125

2,534

By sarah_evans

just learned what an auto insurance binder is, kinda interesting actually

By marleypeak143,

Understanding Car Insurance Terms & Jargon

612

By kevinwoodworke...

SWITCHING CAR INSURANCE—QUICK FIX OR ALL-DAY HEADACHE?

By tgonzalez30,

Switching Car Insurance Companies Made Easy

284

By williamsmith42...

is sticking with minimum car insurance a bad idea?

By yogi31,

How Much Car Insurance Do I Need?

108

By yogi31

Switched my insurance online in like 10 mins, is this normal?

By architecture_finn,

Switching Car Insurance Companies Made Easy

111

By phoenix_chef

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Car Insurance Companies & Provider Reviews

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Renting a car: stick with GEICO or pay for the rental company’s insurance?

By marleye70,

GEICO Car Insurance – Advice & Discussions

197

1,219

By mariomartinez3...

Why did my GEICO premium jump so much this year?

By wildlife236,

GEICO Car Insurance – Advice & Discussions

113

522

By magician59

USAA vs State Farm: which claims process is less of a headache?

By animation233,

USAA Car Insurance (Military & Family)

335

2,125

By ryantrader

SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

By electronics310,

Other Car Insurance Companies & Local Insurers

250

1,545

By lallen51

Bundling insurance with USAA: worth it or just hype?

By tea_jack,

USAA Car Insurance (Military & Family)

165

820

By fashion344

anyone else feel like AAA insurance isn't what it used to be?

By jfrost13,

AAA Car Insurance & Auto Club

1,092

17.1 K

By podcaster29

How I made cancelling Progressive way less painful

By aaron_storm,

Progressive Car Insurance – Tips & Feedback

By InsuranceAdvis...

Little-known trick with Progressive’s roadside help

By river_baker,

Progressive Car Insurance – Tips & Feedback

397

4,874

By mechanic94

Would you stick with your insurer for free coffee or movie tickets?

By robotics_robert,

Other Car Insurance Companies & Local Insurers

149

1,802

By leadership_meg...

my quick trick for smoother Progressive insurance claims

By mobile334,

Progressive Car Insurance – Tips & Feedback

415

By minimalism885

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Car Insurance Coverage & Policy Options

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Why does picking a deductible feel like a weird gamble?

By mobile_anthony,

Deductibles and Coverage Limits

419

3,580

By scott_peak

Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

By patgarcia503,

Roadside Assistance & Towing Coverage

330

2,803

By duke_biker

Is Paying For Roadside Help Worth It Or Just Extra?

By ocean_cloud,

Roadside Assistance & Towing Coverage

199

1,209

By cathyperez7

What to do when the other driver has no insurance

By tea_nick,

Uninsured/Underinsured Motorist Protection

322

By stevencollecto...

When Does It Make Sense to Drop the “All-In” Coverage?

By jamesrobinson797,

Liability vs. Full Coverage Basics

121

827

By surfing619

Why Is PIP Mandatory In Some States But Not Others?

By scottastronomer,

PIP (Personal Injury Protection) & Medical Payments

568

By leadership261

HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE? (1 viewing)

By michaelw32,

Deductibles and Coverage Limits

853

20.2 K

By brianpoet

Roadside help added to my insurance—totally worth it?

By yoga622,

Roadside Assistance & Towing Coverage

265

3,913

By inventor79

Deductibles and premiums—what's the real deal?

By space_buddy,

Deductibles and Coverage Limits

235

4,338

By markhistorian

Finally figured out how car insurance works in no-fault states

By scottcyber372,

PIP (Personal Injury Protection) & Medical Payments

428

11.3 K

By donnag41

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Car Insurance Claims & Accident Advice

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Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

By milo_nebula2271,

Tips for Speeding Up Your Insurance Claim

264

By wildlife_drake

Lowball insurance estimate—worth fighting or just let it go?

By baileyd92,

Disputed Claims and Appeals

149

858

By natedrummer545...

How do they actually decide when a car is “totaled”?

By data_pat,

Total Loss & Car Insurance Payouts

440

4,117

By lisanebula409

When The Other Driver Disappears: Uninsured Motorist Coverage In Action (1 viewing)

By nickbrown822,

Hit-and-Run and Vandalism Claims

232

2,037

By nnebula46

When your insurance claim turns into a race against time

By debbieecho610,

How to File a Car Insurance Claim

157

By design685

WHY DOES FILING A TOTAL LOSS CLAIM FEEL LIKE HOMEWORK?

By dobbyw74,

Total Loss & Car Insurance Payouts

525

By anthonyevans47

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?

By sammechanic,

Injury Claims & Medical Bill Coverage

162

2,870

By sophieb77

Someone smashed my parked car—deal with insurance or call the cops?

By bailey_storm4895,

Hit-and-Run and Vandalism Claims

279

3,937

By productivity64...

bumped someone's car lightly, no visible damage—should I report?

By food826,

Handling Minor Accidents (Fender-Benders)

612

14.3 K

By wildlife765

Drowning in Forms: What If Your Insurance Docs Got Lost?

By michellemusician,

How to File a Car Insurance Claim

186

3,567

By culture904

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Car Insurance Discounts & Savings Tips

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Getting that student discount on car insurance… not as easy as I thought

By puzzle_donald,

Student & Young Driver Discounts

447

3,373

By davidbrewer

Does your car’s crash test score actually matter for your insurance rate?

By donnagadgeteer,

Low Mileage & Vehicle Safety Discounts

By donnagadgeteer

How I managed to stack discounts for military student drivers

By diy811,

Military, Senior & Occupational Discounts

257

2,397

By michael_nelson

Insurance renewal hikes caught me off guard

By cloud_walker,

Group and Employer Affiliation Discounts

272

4,439

By golfplayer99

Just saved a chunk of cash on car insurance after defensive driving course

By mochah43,

Student & Young Driver Discounts

357

5,862

By astorm86

saving cash on insurance when you're young and broke (1 viewing)

By culture_joshua,

Student & Young Driver Discounts

577

9,824

By beekeeper30203...

HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS

By surfing_mocha,

Military, Senior & Occupational Discounts

216

4,898

By myoung78

Insurance Shopping Online: Quick and Easy or Sketchy and Risky?

By vegan_scott,

Comparing Quotes & Online Rate Tools

250

By jong34

union perks: anyone saving decent money on insurance?

By jbarkley92,

Group and Employer Affiliation Discounts

367

By architecture57...

Online Insurance: Did I Just Mess Up Big Time?

By elizabethrogue161,

Comparing Quotes & Online Rate Tools

By elizabethrogue...

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State-Specific Car Insurance Discussions

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Why does insurance cost more in Houston than Austin or Dallas? (1 viewing)

By environment_debbie,

Texas (TX) Car Insurance

606

6,654

By ediver25

Car insurance in Wyoming: who actually treats you right?

By wildlife480,

Wyoming (WY) Car Insurance

261

1,362

By michael_seeker

Cutting my car insurance bill in half—didn’t think it was possible here

By math_megan,

Wyoming (WY) Car Insurance

244

By gardener60

Finding decent car insurance deals on the islands—my step-by-step

By painter49,

Hawaii (HI) Car Insurance

101

485

By athlete979352

If You Had To Switch Insurance In Kentucky, Who Would You Trust?

By meganinventor,

Kentucky (KY) Car Insurance

331

1,945

By blazerider818

What happens if you only carry the bare minimum car insurance in Florida?

By buddysniper351,

Florida (FL) Car Insurance

140

677

By photo116929

Do you really need extra insurance for a rental in Montana?

By ryantrader,

Montana (MT) Car Insurance

418

3,259

By sandra_william...

Dealing with car insurance headaches in MA—any tips?

By comics750,

Massachusetts (MA) Car Insurance

By becky_lopez304...

Why California’s minimum car insurance might not be enough

By milow55,

California (CA) Car Insurance

410

2,678

By donald_cloud

Letting friends drive your car in MN: better to add them or rely on permissive use?

By katietraveler,

Minnesota (MN) Car Insurance

402

3,083

By bellahawk386

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Special Insurance Categories

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What happens if your rideshare app is between trips and you get into an accident?

By camper67,

Rideshare Car Insurance

618

7,556

By finance_tyler

Getting Lost in the Maze of Uber and Lyft Insurance Rules

By tylercyclist,

Rideshare Car Insurance

282

By storm_davis

Classic car insurance and the annual mileage cap—worth it?

By blogger19,

Classic Car Insurance

515

5,091

By medicine_duke

Best ways to snag a deal on an EV these days?

By chess740,

Electric and Hybrid Car Insurance

By art611

Rising premiums for business vehicle fleets—anyone else notice this?

By music_jon,

Commercial Car Insurance

372

3,531

By puzzle_kenneth

Why I stuck with USAA after my fender bender

By brianc59,

Military Car Insurance

By dobbyknitter

Rental car insurance: worth it or just a money grab?

By elizabethh46,

Rental Car Insurance

473

By cooperdiver

Insurance tips for my vintage ride needed (1 viewing)

By blaze_anderson,

Classic Car Insurance

674

12.8 K

By beekeeper14

Would your insurance hold up if your EV battery suddenly failed?

By R_Matthews79,

Electric and Hybrid Car Insurance

428

7,576

By patriciag28

Medicare Advantage vs. Medigap: which one actually works better?

By crafts506,

Senior Driver Insurance

145

2,532

By jennifer_lewis

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Insurance Claims Process

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Weighing legal trouble vs. losing trust: which is worse after fraud?

By boardgames_frodo,

Claim Fraud Prevention

407

2,914

By cclark21

insurance denied my claim—what would you do?

By lisaperez719,

Understanding Claim Denials

286

6,492

By snorkeler14

got caught up in fraud trouble—what happens next?

By bella_stone,

Claim Fraud Prevention

196

4,750

By CoverageChris

Insurance only approved part of my claim—now what?

By thomasp93,

Understanding Claim Denials

322

By phoenixhall439

Caught between two sides: a negotiation tale

By books_dennis,

Insurance Settlement Negotiations

192

By books_dennis

How Long Did Your Rental Car Insurance Actually Save You?

By sandram27,

Rental Car Coverage During Claims

346

By susan_carter

how soon should I get my insurance claim in?

By timhiker,

Filing an Insurance Claim

231

By politics699

car totaled but still owe money—now what?

By samhistorian,

Total Loss and Car Insurance

298

By samhistorian

decoding mechanic speak: do you read your car repair paperwork?

By luna_coder,

Repair Shop and Insurance Claims

165

By drummer27

HELP! INSURANCE JUST SAID NO—NOW WHAT?

By sgreen97,

Medical Claims and Car Insurance

161

By sgreen97

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Saving on Car Insurance

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Why can’t I use my points AND a coupon at checkout?

By phoenix_smith,

Car Insurance Loyalty Programs

604

5,971

By nala_blizzard

Would you risk a higher deductible to lower your insurance bill?

By chess740,

Insurance Deductibles and Savings

142

674

By cycling_donna

Mileage-based car insurance: who’s using it and which company do you like?

By hiking566,

Usage-Based Insurance (UBI)

131

589

By wildlife_bear

Are those price-checker sites actually reliable?

By anime_james,

Shopping Around and Comparing Quotes

406

6,037

By marka68

Are Loyalty Perks With Insurers Even Worth It Anymore?

By waffles_smith,

Car Insurance Loyalty Programs

102

1,510

By luckycollector

lower premiums vs higher coverage—what's your sweet spot?

By kennethcamper,

Policy Adjustments for Savings

1,545

By hunter_evans

Why Is It Such a Pain to Get Rewarded for Staying Loyal?

By robertsnorkeler,

Car Insurance Loyalty Programs

516

By bnomad32

plug-in trackers or just stick with app tracking?

By jmoore83,

Usage-Based Insurance (UBI)

801

By matthew_trekke...

getting insurers to budge on payment timelines—any luck?

By reader56,

Car Insurance Payment Options and Savings

520

By birdwatcher95

Is Telematics Car Insurance Worth the Hassle?

By journalist31,

Usage-Based Insurance (UBI)

287

By history1517107

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Car Insurance Discussions Forum Unread Posts | Forums | Topics

Car Insurance Discussions Forum
Unread Posts | Forums | Topics