Been looking into car insurance lately and I'm kinda torn between just sticking with the bare minimum required in SC or shelling out a bit more for extra coverage. Curious what others here prefer and why...
"Been looking into car insurance lately and I'm kinda torn between just sticking with the bare minimum required in SC or shelling out a bit more for extra coverage."
Yeah, I totally get where you're coming from. Honestly, as someone who's had a couple of fender-benders (nothing major, thankfully...), I'd lean towards getting a bit more than the minimum. The basic coverage might seem fine until something happens—then you're stuck paying out-of-pocket for repairs or medical bills. Have you thought about uninsured motorist coverage too? Saved me big time last year when someone without insurance rear-ended me. Just something to consider...
"Have you thought about uninsured motorist coverage too? Saved me big time last year when someone without insurance rear-ended me."
Definitely seconding this. Seen way too many cases where folks regret skipping uninsured motorist coverage—it's surprisingly common in SC. A few extra bucks now can save a huge headache later...just my two cents.