Just picked up my first ever brand-new car (yay me, finally adulting lol), and the finance guy was really pushing this gap insurance thing. I kinda get what it does—covers the difference if the car gets totaled and you owe more than it's worth—but is it actually worth paying extra for? Feels like another upsell, you know? Curious if anyone's had experience with this or skipped it and regretted later...
Honestly, I skipped gap insurance when I bought mine. It felt like another way for the dealership to squeeze some extra cash outta me. Instead, I checked with my regular car insurance provider and found they offered gap coverage at a fraction of what the dealer quoted. Might wanna look into that before committing—could save you a decent chunk of change...