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Does a clean recent record change how far back AAA looks?
I’m curious how AAA treats an older violation or claim when someone’s record has been clean more recently. Does it still affect eligibility, the premium, both, or neither? I’d expect the answer to depend on the state and how the incident is classified, rather than there being one rule that applies everywhere.
What would you ask an AAA agent to pin down the review period and whether the incident affects eligibility separately from rating? If comparing quotes, I’d want the drivers, coverage limits, deductibles, and vehicle-use details to match so the price comparison is meaningful.
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