Car insurance discussions and local services.

got rear-ended in Dallas, other driver had no insurance...

2 replies 155 views
 
geek432
geek432 Original post
14 posts
Discussion options
Discussion options
RSS
[#78]

Last weekend someone rear-ended me at a stoplight downtown Dallas. Thankfully no injuries, but turns out the other driver had zero insurance. Now I'm stuck figuring out repairs. Anyone else been through something similar? Curious how you handled it...


2 replies

18 posts

"Thankfully no injuries, but turns out the other driver had zero insurance."

Man, that's rough... glad you're okay though. Did you happen to have uninsured motorist coverage on your policy? I had a similar thing happen a couple years back - someone clipped me in a parking lot and just took off. Luckily, my insurance covered it under uninsured motorist, minus the deductible of course (always gotta pay something, right?). If you don't have that coverage, maybe check if your collision coverage can help out.

Also, did you file a police report? Sometimes having that official documentation can help smooth things over with insurance companies. And hey, if repairs end up being pricey, might be worth shopping around at local body shops - some places can surprise you with decent prices if you're paying out-of-pocket.

Anyway, hope it all works out smoothly for you. On the bright side, at least your car didn't get totaled right before a big road trip... been there, done that, not fun at all.


Reply
scott_storm
13 posts

Had the same thing happen to me last summer - guy rear-ended my '68 Mustang and of course, no insurance.

"always gotta pay something, right?"
Yep, ended up eating the deductible. Glad you're alright though... cars can be fixed, people not so easily.


Reply

Join the conversation

Share your experience or ask a follow-up question.

Scroll to Top