Car insurance discussions and local services.
Discussion options
JUST SAW NEVADA DUI NEWS - INSURANCE COSTS GOING CRAZY?
Just read an article saying Nevada drivers with a DUI are seeing insurance premiums skyrocket like crazy lately. Seems kinda harsh, but maybe justified? Curious if anyone else caught this news and what you think about it...
Join the conversation
Share your experience or ask a follow-up question.
2 replies
“Skyrocketing” needs a baseline: a big percentage can translate to a very different dollar increase depending on the starting premium. The clearest comparison would be the same driver’s premium before the DUI and at renewal, for the same coverage and policy term. That’d put the headline claim in context without assuming every Nevada driver’s quote changes by the same amount.
A large increase isn’t automatically evidence that the same increase applies statewide or comes from the DUI alone. Insurers generally treat a DUI as a risk factor, but the premium also depends on the company’s rating rules and the driver’s broader record. So whether a particular increase seems justified depends on those details, not just the headline.