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business car insurance - am I overdoing it?
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Been looking into insurance options for the cars we use at work, and honestly, it's kinda overwhelming. Right now, we've got pretty comprehensive coverage, but I'm wondering if maybe we're paying for stuff we don't really need. Like, do most small businesses get full coverage or is liability usually enough? Don't wanna skimp and regret it later, but also don't wanna throw money away, ya know? Curious what others are doing or if anyone's learned the hard way...
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I feel ya on this one - insurance is always a gamble. We scaled back to liability once, thinking we'd save a few bucks...then my husband backed into a mailbox (don't ask). Learned our lesson the awkward way, lol. Comprehensive might be overkill, but peace of mind counts for something.
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