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77 discussionsFinally figured out how not to overpay for insurance
Took me a couple tries, but I finally stopped just picking the cheapest quote without checking what’s actually covered. Saved myself from some headaches (and surprise bills). Anyone…
anyone else confused by what "full coverage" actually covers?
I swear, every time I hear someone say they have "full coverage" insurance, I just roll my eyes. Like, what does that even mean? I thought it meant…
accidentally bumped a parked car? insurance tip you might wanna know
I learned this the hard way last month when I accidentally scraped someone's parked car at the grocery store (ugh, embarrassing). Anyway, turns out if you leave a…
Would renovation debris falling on a parked car go under comprehensive?
If a tree branch or roofing material fell onto a stationary car during work at home, would that generally be considered a comprehensive claim, subject to the policy’s…
Does home equity by itself justify higher auto liability limits?
Home equity seems like an easy reason to raise liability limits, but I’m not sure it tells the whole story. How much does the answer depend on state…
Does your job or degree secretly jack up your car insurance?
Saw this news bit yesterday about how insurance companies are apparently using people's jobs and education levels to set their car insurance prices. Like, if you're a doctor…
SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?
When you’re thinking about switching companies (insurance, phone, whatever), do you usually get a bunch of quotes and compare, or just go with the first one that seems…
2026 rate hikes: raise deductibles or drop optional coverage?
If your auto-insurance renewal jumps, is it generally safer to increase your comprehensive and collision deductibles, or remove one of those coverages? Raising a deductible can reduce the…
Does “full coverage” help when the engine fails without a crash?
My car stopped running while I was driving, but there wasn’t a collision, weather event, vandalism, or other outside damage. The initial diagnosis points to an internal mechanical…
Does comprehensive cover stolen home-improvement materials from a locked car?
If tools, shingles, or other renovation supplies are temporarily stored in a locked car for a home project and someone steals them, would comprehensive auto insurance normally cover…
