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anyone else driving less these days and saving money?
Been noticing I'm barely putting miles on my car lately, you know, working from home and all. Got me thinking about those low mileage discounts insurance companies offer. Curious if others are driving less too or still hitting the road regularly?
2 replies
Definitely seeing fewer miles on my car lately too, but I'm wondering if it's just temporary or the new normal. Insurance discounts sound nice, but I'm curious - has anyone actually checked if their insurer adjusts automatically based on mileage, or do you have to reach out and ask? I've heard some companies track mileage through apps now, kinda makes me wonder about privacy though...
Don’t assume a lower-mileage discount is applied automatically; ask your insurer whether you need to report your mileage or enroll in a tracking program. Eligibility thresholds vary by policy, so compare the annual-mileage limit with your realistic yearly driving. If you’re near the cutoff, compare the mileage-rated plan’s total premium and terms before switching.