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Car Insurance Coverage & Policy Options
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90 discussionsDoes personal collision coverage pay rental-car loss-of-use fees?
I’m trying to understand one specific gap before renting a car: my personal auto policy may cover damage to the rental vehicle, but does it also cover the…
How are you verifying a GAP provider before relying on it?
GAP is generally optional coverage for financed or leased vehicles, but its value depends on having a valid policy and a provider able to respond. Before buying, would…
is gap coverage really worth it for a brand new ride?
Just picked up my first ever brand-new car (yay me, finally adulting lol), and the finance guy was really pushing this gap insurance thing. I kinda get what…
Would Progressive’s proposed NC mechanical-breakdown endorsement fill a different gap than OEM coverage?
Progressive has filed a proposal for an optional mechanical-breakdown endorsement in North Carolina. The proposed timing is February 5, 2027, for new policies and March 5, 2027, for…
When The Other Driver Has No Insurance And Dings Your Car (1 viewing)
Last month, some dude ran a red and smacked into the back of my car. Of course, turns out he didn’t have insurance… yeah, just my luck. My…
Running out of gas and waiting forever for help
Had one of those days where I ran out of gas (yeah, I know, my own fault) and called my roadside assistance. Figured it’d be quick, but nope…
Trading lower premiums for higher risk—worth it?
Read somewhere that bumping up your insurance deductible can actually shave a decent chunk off your monthly premium. Like, sometimes hundreds a year if you rarely file claims.…
Letting teens borrow your car: add them to insurance or just trust the policy?
My kid just got their license and now the big question - do I officially add them to my car insurance, or just let them drive under that…
Which Roadside Help Would You Trust More: AAA or Your Insurance Company? (1 viewing)
Been thinking about switching up my roadside assistance, and I keep hearing mixed things about the classic AAA vs just adding it to your regular car insurance. Like,…
Why does picking a deductible feel like a weird gamble?
Every time I try to pick a deductible for my insurance, it feels like some kind of bet I’m making with myself. Like, do I want to pay…
