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Does NH let you put auto coverage on lay-up during a renovation?
If a car will be parked for several weeks while renovation work is underway, can its policy be changed to a storage or lay-up arrangement while it stays registered? I’m wondering whether an insurer might keep comprehensive coverage in place but suspend collision, and whether that option depends on the car not being driven at all.
The part I’m unsure about is how to restore coverage correctly before putting it back on the road. Are there specific steps or a lead time to ask the insurer about, and should I get confirmation that collision and the required road coverage are active before driving? I’d rather not assume a parked-car arrangement automatically switches back when the renovation’s done.
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The car may not have to be driven to restore coverage. Ask the insurer whether it can reinstate collision and the required road coverage while the car is still parked, and have it confirm exactly when that coverage takes effect. Don’t drive until that effective time is confirmed.