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How Car Insurance Premiums Are Calculated
how car insurance premiums calculated, factors determining car insurance rates, car insurance rates by age, how location affects car insurance, vehicle type car insurance premiums, car insurance driving history impact, credit score car insurance premiums, annual mileage car insurance rates, car insurance…
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Latest discussions
Do occasional supply runs change a car’s stated use?
If a personal car makes occasional trips to pick up lumber, paint, or other renovation supplies, should those miles simply be included in the annual mileage estimate? Do…
Does your job or degree secretly jack up your car insurance?
Saw this news bit yesterday about how insurance companies are apparently using people's jobs and education levels to set their car insurance prices. Like, if you're a doctor…
Is a telematics discount worth the risk of a higher renewal?
I’m comparing usage-based insurance programs and trying to work out the real cost before enrolling. The quoted discount looks attractive, but I’m more concerned about how the driving…
Does your driving past haunt your insurance rates?
So I've been shopping around for new car insurance lately, and man, it's like my driving history is this ghost that just won't leave me alone. I had…
DOES YOUR RIDE REALLY CHANGE YOUR INSURANCE BILL?
Just got a bit of a shocker today when I switched from my old sedan to a newer SUV. Same driving record, same coverage, but my insurance jumped…
does the kind of car you drive really affect insurance rates?
I've been thinking about switching cars soon, and a buddy of mine swears that insurance companies charge way more if you get something sporty or flashy. I'm kinda…
why don't insurers care about my fancy new car tech?
Just got a new car loaded with all these fancy safety gadgets - lane assist, automatic braking, blind-spot warnings, you name it. I figured my insurance would drop…
tying the knot might actually lower your car insurance
Just stumbled upon this random tidbit today - apparently, getting married can actually save you money on car insurance. Like, insurance companies think married people are safer drivers…
insurance nightmare: add teen to family plan or get separate policy?
My kid just got their license (yay...I think?), and now I'm stuck deciding between adding them to our family insurance or getting them their own separate policy. Heard…
