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I've been trying to wrap my head around liability coverage rules here in New York, and honestly, it's like they purposely made it complicated. Every time I think I get it, there's another weird exception or something. Anyone else feel lost with this stuff?
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"Every time I think I get it, there's another weird exception or something."
Haha, seriously... I remember when I first got my car here, spent hours thinking I'd nailed down the coverage details. Then my agent casually mentions some obscure clause about out-of-state incidents—felt like a plot twist in a bad movie. You're definitely not alone.