Honestly, I used to think uninsured motorist was just another way for the insurance company to squeeze a few more bucks out of me. But after my neighbor got rear-ended by someone with no coverage and had to pay for everything herself, I changed my mind real quick. Six bucks is nothing compared to that kind of headache. It’s one of those things you hope you never need, but man, when you do, you’re glad it’s there.
Six bucks is nothing compared to that kind of headache.
I get where you’re coming from, but I’ve seen plenty of folks pay for uninsured motorist for years and never use it. Sometimes it feels like you’re just betting against yourself. Still, I guess it’s better than being stuck with a huge bill...
I totally get the “betting against yourself” feeling. Honestly, I used to grumble about that extra line on my bill too. But after my neighbor got sideswiped in a parking lot with no note, she ended up footing the whole repair herself. Six bucks a month suddenly didn’t sound so bad. I figure it’s like paying for peace of mind—kind of boring, but when you need it, you’re glad you did.
Yeah, I hear you. I used to think that extra coverage was just another way for the insurance folks to nickel and dime us. But after seeing a buddy’s ‘68 Mustang get dinged and the other guy just vanished, I started rethinking things. Sometimes it’s worth paying for that “just in case” moment, even if it feels like a drag most months.
Sometimes it’s worth paying for that “just in case” moment, even if it feels like a drag most months.
I get where you’re coming from, but man, I still struggle with shelling out more every month for something that *might* happen. Had a run-in last year—old Civic got sideswiped in a parking lot, no note, nothing. My basic coverage didn’t help at all. Ended up paying out of pocket and kicking myself for being cheap. Guess there really is a line between saving money and being penny wise, pound foolish...