julie_evans
@julie_evans
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Topics: 0 / Replies: 15
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RE: When The Other Driver Has No Insurance And Dings Your Car

Honestly, I used to think uninsured motorist was just another way for the insurance company to squeeze a few more bucks out of me. But after my neighb...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Bundling definitely keeps things simple, and honestly, I’ve never seen anyone actually save money by splitting off a teen driver in Hawaii. The rates ...

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RE: Is gap insurance worth it for new cars in Hawaii?

Totally get this. The fine print can be a real headache, and I’ve seen people get tripped up by those weird clauses too. I do think gap insurance make...

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RE: Bundling insurance with USAA: worth it or just hype?

Bundling does seem like a no-brainer until you get into the weeds. I totally get what you mean about the “devil’s in the details.” I’ve only ever had ...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Yeah, those zip code jumps are wild. I moved just a few miles down the road and my rate changed by almost $200 a year—same car, same driving habits. I...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

Yeah, I’ve seen this happen too. The minimums in Florida are honestly pretty low compared to what cars cost these days. Even a fender bender with a ne...

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RE: Why does picking a deductible feel like a weird gamble?

Yeah, it really does feel like you’re rolling the dice every time you pick a deductible. I’m with you—having to fork over a grand out of nowhere would...

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RE: Is Paying For Roadside Help Worth It Or Just Extra?

Yeah, I’m with you on the peace of mind thing. Doesn’t matter if your car’s brand new or a decade old—stuff happens. I once locked my keys in the car ...

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RE: Little-known trick with Progressive’s roadside help

Totally relate to that. When you’re stuck with tired kids, you just want the tow truck to show up, no questions asked. I do wish they spelled out what...

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RE: bumped someone's car lightly, no visible damage—should I report?

Honestly, I’d rather play it safe and report it too. Even a tiny tap can mess with stuff under the surface—my friend once had a “no damage” bump that ...

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RE: Insurance paid way less than what it cost me to replace my roof

I get where you’re coming from, but I’ve actually had a decent experience with my insurance when I had to file a claim for my car last year. They did ...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Totally agree—shopping around is the real MVP. I tried the military discount thing too, but honestly, my rates barely budged. Driving a “grandpa car” ...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Had a similar experience with an old Mustang parked near my place. Tires were practically bald, and it leaked something slippery every day. I get the ...

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RE: stuck between Geico and Progressive in NY, thoughts?

I've had both Geico and Progressive at different points, and honestly, they're both pretty solid overall. But since you're in NY, especially near the ...

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RE: Finally figured out how car insurance works in no-fault states

Dashcams are definitely worth it, especially in no-fault states where things can get messy fast. Had a close call myself once, and the footage cleared...

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