pumpkininferno979
@pumpkininferno979
Eminent Member
Joined:
Topics: 0 / Replies: 30
Reply
RE: Do you really need extra insurance for a rental in Montana?

I get where you’re coming from, but honestly, I still skip the extra insurance most of the time. My credit card covers rentals, and I’ve never had an ...

Reply
RE: How I got my car registered and insured in MA (step-by-step, sorta)

Honestly, I’m right there with you on the rust concerns. Chicken wire sounds cheap up front, but if it ends up trapping moisture, you’re just trading ...

Reply
RE: Deciding between just liability or going all-in with full coverage on Liberty Mutual

That’s the kicker, isn’t it? I used to think I was “winning” by just carrying liability, but after my neighbor’s car got totaled by a random tree limb...

Reply
RE: When The Other Driver Has No Insurance And Dings Your Car

I get where you’re coming from, but man, I still struggle with shelling out more every month for something that *might* happen. Had a run-in last year...

Reply
RE: How did you feel after your first accident and dealing with insurance?

I’ve gotta say, I’m with you on the “less is more” approach. When I had my first accident, I was so rattled that I wanted to explain every little thin...

Reply
RE: Letting teens borrow your car: add them to insurance or just trust the policy?

Honestly, I used to think insurance companies wouldn’t care unless it was something major, but after hearing stories like your cousin’s, I’m not so su...

Reply
RE: Cutting my car insurance bill in half—didn’t think it was possible here

Couldn’t agree more. I used to think sticking with the same insurer would pay off, but every year my premium crept up for no reason. The minute I star...

Reply
RE: What happens if you only carry the bare minimum car insurance in Florida?

Honestly, I’m in the same boat—minimum coverage, old car, and every dollar counts. I get the argument for more coverage, but when your ride’s not wort...

Reply
RE: What happens if your rideshare app is between trips and you get into an accident?

That’s exactly it—except with insurance, the “regret” can mean thousands out of pocket. I get why people skip the rideshare add-ons (those premiums ad...

Reply
RE: What happens if your rideshare app is between trips and you get into an accident?

Honestly, I get where you’re coming from, but I still think the endorsement is worth every penny—at least compared to risking a denied claim or footin...

Reply
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I get the concern about the CLUE report, but honestly, I’ve never had an issue with insurance roadside showing up as a problem—and I’ve used it twice ...

Reply
RE: Is Paying For Roadside Help Worth It Or Just Extra?

Toolkit and duct tape have saved me more times than I care to admit. Honestly, if you know your way around a wrench and can handle minor stuff, roadsi...

Reply
RE: Why does picking a deductible feel like a weird gamble?

I get where you’re coming from, but honestly, I’m just not comfortable with the idea of a huge deductible hanging over my head. Maybe it’s because I’v...

Reply
RE: When Does It Make Sense to Drop the “All-In” Coverage?

Honestly, I get the peace of mind thing, but at a certain point it just doesn’t add up for me. Like you said, That’s exactly it. If my car got totale...

Reply
RE: Is Paying For Roadside Help Worth It Or Just Extra?

I hear you on the peace of mind, but I’ve always been a bit skeptical about paying for something I might never use. My car’s only a few years old, and...

Page 1 / 2
Scroll to Top