stuck between Geico and Progressive in NY, thoughts?

Geico's generally solid in NY, especially if you're budget-conscious. Progressive can be competitive initially, but yeah, their renewals sometimes creep up - seen it happen a few times. One thing I'd suggest is running quotes with identical coverage limits side-by-side. Sometimes tweaking deductibles or coverage slightly can make a noticeable difference. Also, check if either offers discounts for bundling renters or homeowners insurance... might squeeze out a bit more savings.

I've been comparing these two myself lately, and honestly, Geico wasn't always cheaper for me. I ran quotes with identical coverage, and Progressive actually came out ahead by a decent bit - even factoring in bundling discounts. Maybe it's because I'm a first-time buyer or something? Also noticed Geico's online quote system was a bit glitchy when adjusting deductibles... not sure if that's just me. Either way, I'd say don't assume Geico's always the budget pick - definitely worth double-checking your numbers.

- Had a similar experience myself - Geico wasn't automatically cheaper, especially with my classic Mustang.
- Progressive actually gave me a better deal when I factored in agreed-value coverage.
- Geico's site definitely has quirks... adjusting deductibles was buggy for me too, thought it was just my old laptop acting up.
- Bottom line: always run quotes individually, especially if your situation isn't cookie-cutter.

"Progressive actually gave me a better deal when I factored in agreed-value coverage."

Interesting, never really considered agreed-value coverage before... Does it make sense for a typical family car though, or is it mostly beneficial for classics and specialty vehicles? I ran into similar issues with Geico's site - thought it was just me being impatient. Has anyone found Progressive's online tools smoother, or are they equally glitchy? Curious if usability factors into your decision as much as pricing.

I get the appeal of agreed-value coverage, but honestly, for a regular family car, it might be overkill. Unless you've done some serious mods or upgrades, standard coverage usually does the trick. As someone who's had a few tickets (okay, maybe more than a few...), Progressive's online tools felt smoother to me - Geico's site kept glitching out when I tried tweaking my deductible. Pricing matters most, sure, but usability definitely counts when you're constantly adjusting coverage to keep premiums manageable.