You’re right, it’s ridiculous how outdated the system is. Here’s what I do: 1) Always keep the newest paper card in the glove box, even if it feels an...
Honestly, I’d skip rental reimbursement unless you literally have no backup ride. If you’ve got a friend, roommate, or even a half-decent bus route, t...
I get where you’re coming from. I did the same math last year—my insurance was eating up way too much every month, so I bumped my deductible up to $1,...
Honestly, I get where you’re coming from. It feels like overkill to screenshot every ride, but after seeing a couple folks get burned by “missing” log...
Honestly, I think carrying both paper and digital is a bit much. If your insurance app works, that should be enough—if the tow guy or dispatcher can’t...
I get wanting to play it safe, but honestly, extra coverage isn’t always worth the price hike for everyone. Here’s my take: 1) Actually read the polic...
Telematics is a bit of a mixed bag, honestly. I tried one of those plug-in trackers for six months because my agent swore it’d save me “up to 30%.” In...
WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? Here’s how I look at it: If your health insurance has a deductible that make...
I get where you’re coming from, but honestly, I think the city’s got a point. Here’s the thing: if you let everyone cover up their cars, it’s way too ...
Honestly, I don’t bother with roadside on my insurance anymore. Here’s why: half the time, by the time they show up, I could’ve changed the tire or ju...
That’s not a rumor. Some insurance companies do want to see you took “reasonable precautions” if you file a claim, especially for classic or high-valu...
I hear you on the insurance roulette. When my roof needed replacing last year, I went with ACV thinking I’d save a few bucks. Well, turns out “actual ...
I get the urge to just move on when it looks like nothing happened, but I’ve been burned before. One time, I barely tapped a guy’s car in a grocery lo...
Same here, had to bring it up myself. Honestly, insurance companies aren't exactly eager to hand out discounts unless you push for them. Quick tip if...
Haha, yeah, Snapshot can be pretty unforgiving. Here's the deal if you want to keep your sanity and your savings intact: 1. Accept that Snapshot will...