charliestreamer
@charliestreamer
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Topics: 0 / Replies: 16
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RE: Saving a few bucks on insuring your vintage ride

Yeah, the social media thing is wild. My buddy got flagged because he posted a pic of his ‘68 Mustang at a coffee shop… turns out the shop was 150 mil...

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RE: Why did my GEICO premium jump so much this year?

I hear you on the tracking thing—it’s a little weird knowing your insurance company might know you brake hard every time you see a squirrel. I tried o...

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RE: How did you feel after your first accident and dealing with insurance?

Honestly, keeping my dashcam clean is the one bit of car maintenance I actually remember to do—mainly because I’d hate to have my “smoking gun” footag...

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RE: Car insurance in Wyoming: who actually treats you right?

Can’t blame you there. Those policy booklets are like NyQuil in paper form, but man, missing a detail can cost you. Had a buddy who thought “comprehen...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Man, I feel this. I once upped my deductible thinking I’d just avoid accidents... then a rogue shopping cart had other plans. Sometimes it’s like the ...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

Right? I’ve got a whole cabinet of “loyalty” mugs and not one has saved me a dime on repairs. I do get what you mean about the relationship thing, tho...

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RE: Insurance paid way less than what it cost me to replace my roof

Man, insurance math is like a different language. I swear, I thought I was being clever with my “budget-friendly” policy, and then the ACV/RCV fine pr...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Not gonna lie, I get the appeal of having someone local who can actually pronounce “SR-22” without sounding like a robot. But honestly, I had the oppo...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

HIGHER DEDUCTIBLE MAKES ME SWEAT I get the whole “save money if you’re lucky” angle, but man, I’ve got the opposite luck. If there’s a pothole, I’ll ...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Pretty sure it does... moved from sunny Cali to Colorado and my rates jumped. Guess insurers don't trust my "expert" snow-driving skills learned from ...

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RE: Insurance renewal hikes caught me off guard

I get your point about rental coverage, but honestly, as someone who's had their trusty old Subaru break down in the middle of nowhere (twice!), renta...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Totally agree, that drizzle thing got me too. Now whenever it rains, I'm practically leaving enough space for a Boeing to land between me and the next...

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RE: stuck between Geico and Progressive in NY, thoughts?

I feel you on the Snapshot nagging...mine kept dinging me for "hard braking" every time I stopped for coffee on road trips. Like, sorry Progressive, b...

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RE: insurance denied my claim—what would you do?

Yep, learned that the hard way myself. Spent weeks arguing over a busted side mirror once—felt like a part-time job. Eventually caved and paid myself....

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RE: lent my car to a friend, insurance got messy real quick

Yeah, permissive use clauses can be a real minefield—been there myself. About temporarily adding someone, I've done it before for a road trip with my ...

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