becky_mitchell
becky_mitchell
@becky_mitchell
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Topics: 0 / Replies: 16
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RE: Would you risk a higher deductible to lower your insurance bill?

I totally get where you’re coming from—luxury cars are a whole different animal when it comes to insurance and repairs. I’ve never owned anything as h...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Losing trust hits way harder than any legal hassle, at least in my book. I had my debit card info stolen a couple years back—nothing as dramatic as a ...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Honestly, I get why people default to bundling, but I don’t think splitting is always the worst move—especially if your teen’s driving record isn’t sp...

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RE: Getting caught without car insurance in Iowa is no joke

I get where you’re coming from, but honestly, I’ve had the opposite experience a couple times. Last summer, I was driving through Iowa on a cross-coun...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I get the unpredictability argument, but honestly, I think Houston’s insurance rates are more about how people actually drive than just the random stu...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Yeah, that’s exactly how it feels. I get why the extras exist, but after decades of driving all over Kansas and beyond, I can count on one hand the ti...

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RE: DOES YOUR RIDE NEED EXTRA PROTECTION AT CAR SHOWS?

I get what you mean, but I’ve seen some wild stuff at shows. Once, at a meet in Denver, a guy had his custom wheels swiped in broad daylight—right in ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I’ve been there—spent half a day on hold just trying to figure out if my car was covered while I was waiting for a ping. The agent literally read the ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

That’s a classic rideshare insurance headache right there. I’ve dug into this more than I care to admit (thanks, endless road trips and side hustles),...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Yeah, dropping comprehensive can definitely save cash if you're comfortable with the risk. But have you thought about roadside assistance coverage? Fo...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, I've heard similar stories from friends in Brooklyn. One buddy had a minor fender bender last summer, and Geico took forever to get back to him—...

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RE: how bad would insurance spike after a DUI in Idaho?

I got a friend who went through something similar in Idaho, and he did one of those defensive driving classes. He said it helped a bit, but honestly, ...

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RE: insurance denied my claim—what would you do?

Dashcams are great, but honestly, insurers can be stubborn even with crystal-clear footage. A buddy of mine had a minor fender-bender caught perfectly...

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RE: Tried temporary insurance coverage—worth it or waste of money?

I get your point about peace of mind, but honestly, doesn't your regular car insurance or even your credit card already cover rental cars? I've done t...

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RE: insurance that's actually affordable with a teen behind the wheel?

I get the hesitation about relying too much on tech...but honestly, teens are glued to their phones anyway, right? Might as well use that to our advan...

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