Car insurance discussions and local services.
dallen58
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Topics and replies this member has contributed.
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Right? My app dinged me for “hard braking” last winter when my kid’s sled flew into the driveway. Like, sorry, insurance robot, but I’m not running over a plastic dinosaur today. I swear those apps would have a meltdown ...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Title: Getting Lost in the Maze of Uber and Lyft Insurance Rules I hear you on the paranoia. I swear, every time I try to read my policy, my brain just checks out after the third “exclusion applies if…” sentence. It’s...
RE: What happens if your rideshare app is between trips and you get into an accident?
Man, insurance is like trying to read hieroglyphics sometimes. I remember when my cousin started doing rideshare, he thought his regular policy had him covered no matter what. Fast forward to a fender bender while he was...
RE: Why can’t I use my points AND a coupon at checkout?
Man, you nailed it with the “heist” feeling. Last week I was at the checkout with my points card, a coupon, and a toddler trying to climb the candy rack. The cashier looked at me like I was about to rob the place when I ...
RE: Confused about insurance rules in South Dakota - help me figure this out
I totally get the paranoia about losing those cards - mine somehow ends up between the seats with the petrified french fries. I tried laminating once, but my kid used it as a bookmark for his comic book. Digital’s great ...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Yeah, the under-25 thing is wild. I tried adding my niece for a weekend (she’s 22), and my agent acted like I was handing her the keys to a monster truck rally. They wanted her entire driving history, plus her favorite c...
RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action
Can’t tell you how many times my kids have asked, “Why do we need so much insurance?” right after I’ve paid the bill and am grumbling under my breath. But honestly, I’d rather pay a bit more and not have to explain to th...
RE: stuck between Geico and Progressive in NY, thoughts?
Had a run-in with a rogue shopping cart last year (those things are sneaky), and ended up using a Geico shop because I just didn’t have the energy to argue. They handled all the paperwork, which was a blessing, but I did...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
Totally agree with you there. Honestly, I've had my fair share of insurance headaches, and from experience, it's definitely not just the little guys who can ghost you when things get messy. A few years back, I had a min...
RE: anyone else feel like AAA insurance isn't what it used to be?
Totally feel you on that one. A few years back, I switched to a smaller insurer because their rates were way better, and honestly, I didn't think much about the network thing until we took a family road trip. Of course, ...
RE: lent my car to a friend, insurance got messy real quick
Haha, your car being allergic to strangers is gold... might have to borrow that line. Honestly though, lending my car has mostly been drama-free. Only hiccup was when my buddy borrowed it and parked under a tree - birds ...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
Totally get what you're saying about local agents. A few years back, my wife backed into our mailbox (don't ask...long day, kids screaming, coffee shortage - you know the drill). Anyway, big insurer was like "sorry, rule...
RE: stuck between Geico and Progressive in NY, thoughts?
I switched from Progressive to a smaller local insurer about two years ago after a similar headache. Progressive raised my rates for what they called a "minor incident" - basically, my kid opened the car door into a mail...
RE: is accident forgiveness really worth it in Ohio?
I totally get your skepticism - insurance perks always feel like those free samples at the grocery store. Sure, they're tasty at first, but then you realize you're stuck buying a whole box of something you didn't really ...
RE: Finally figured out my state's minimum car insurance rules and saved some cash
I'm totally with you on this one. Honestly, until you've been stuck on the side of the road at 11pm with two cranky kids in the backseat, you never really appreciate how much good support matters. Sure, saving a few buck...