dukevolunteer
@dukevolunteer
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Topics: 1 / Replies: 19
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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Honestly, I’ve always been skeptical about the whole “bundling saves you money” thing, but your breakdown actually makes sense. My parents bundled me ...

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RE: Do I really need extra insurance when renting a car in VA?

Yeah, this! I found out my credit card covers collision damage, but NOT loss of use or those sneaky admin fees. The rental guy made it sound like I’d ...

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RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

Honestly, I think family can be way less forgiving than friends or coworkers, at least in my experience. Like, with car buddies, there’s this unspoken...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get the appeal of those mileage caps, but honestly, I’d be nervous about accidentally going over. It’s easy to underestimate how much you’ll drive, ...

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RE: Would you risk a higher deductible to lower your insurance bill?

Honestly, I get the logic behind wanting to save on premiums, especially if you’re a careful driver. But I can’t help but think about the “what ifs.” ...

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RE: Do you really need extra insurance for a rental in Montana?

I get what you mean about not wanting to deal with a mountain of paperwork if something happens. But I always wonder if those waivers are just a way f...

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RE: Is Paying For Roadside Help Worth It Or Just Extra?

Yeah, that’s the part that bugs me too. I looked into a couple of those plans and half the time, “roadside assistance” just means they’ll tow you five...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I’ve run the numbers a few times and honestly, I’ve never actually “made money” by keeping comp on my old Civic. But I do sleep better, especially dur...

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RE: Finding decent car insurance in Delaware without losing your mind

I used to just stick with the same company because, honestly, the idea of switching felt like a pain. But last year my rates jumped for no reason, so ...

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RE: Insurance tips for my vintage ride needed

Honestly, I’ve wondered about that too. I’ve never had an adjuster nitpick the exact date, but I did have one ask for proof a repair was actually done...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

I get where you’re coming from, but honestly, I’m not sure our “judgment” is always as perfect as we think. I’ve seen people swerve for a squirrel and...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Honestly, I always thought a higher deductible was the way to go—save on the monthly, right? But then my buddy got sideswiped and had to cough up $1,0...

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RE: Which is better for SR-22 in ND: local agents or online companies?

Honestly, I’m not convinced the local agents always get you a better rate. I went in kinda expecting some “insider deal” but ended up with about the s...

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RE: Struggling to find affordable car insurance after a few tickets—any tips?

Honestly, I wouldn’t count on classic car insurance if you’ve got tickets. Most of those companies want spotless records, even if you barely drive. An...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

Honestly, I get the appeal of predictability, but big insurers aren't always as straightforward as they seem. Had a friend who got blindsided by hidde...

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