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Classic car insurance and the annual mileage cap - worth it?
I’ve been using one of those classic car policies that comes with a 3,000-mile yearly limit. It’s a good deal price-wise, but…
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how accident forgiveness works in NM and why it's saved me cash
Just found out recently about accident forgiveness on my car insurance here in New Mexico, and honestly, wish I'd known sooner. Basically, if…
Insurance Offering Cash or Replacement Car - Which Is Better?
My insurance company just got back to me about my car being a total loss, and they're giving me two options: either take…
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Questions, details, and experience from the people doing the work.
From recent community activity.
Personal policy or rental damage waiver for a Nevada road trip?
I’m comparing coverage for renting a midsize SUV in Las Vegas and driving through Arizona, Utah, and California before returning…
Does “full coverage” help when the engine fails without a crash?
My car stopped running while I was driving, but there wasn’t a collision, weather event, vandalism, or other outside damage.…
Which Maine policy covers tools and materials carried in a pickup?
I’m trying to sort out a potential coverage gap before transporting home-improvement supplies in a pickup in Maine. If tools,…
Is rejecting UM coverage worth the savings for a daily commuter in Louisiana?
I’m reviewing my Louisiana auto policy after a commuting accident and trying to understand whether reducing or rejecting uninsured/underinsured-motorist coverage…
Maryland pay-per-mile rules: mileage-only pricing or full driving scores?
If you’re considering pay-per-mile coverage, I’d separate mileage-only pricing from broader telematics programs before comparing quotes. A pay-per-mile policy may…
Preferred repair shop or independent shop after a collision?
I’m trying to figure out the real trade-off between using an insurer’s preferred collision shop and picking an independent shop…
Is a Colorado hail claim worth filing for minor cosmetic damage?
If a Colorado hailstorm leaves mostly small dents in a vehicle, how do you decide whether to file a comprehensive…
Will dropping homeowners coverage reprice my multi-car auto policy?
We currently have two vehicles on one auto policy bundled with homeowners insurance. We’re considering moving the homeowners coverage to…
