Honestly, I’m with you on the “overkill” approach—better safe than sorry. I keep a paper copy in my glovebox too, even though it’s usually wedged betw...

- I’ve run the numbers a few times, and honestly, the jump from state minimums to something like 50/100 or even 100/300 isn’t as steep as people expec...

Extra Insurance in Montana? Here’s My Take - Couldn’t agree more. I swear, every time I’m at that counter, it’s like they’re auditioning for a role...

- Gotta admit, the cap can feel restrictive, but for me it’s kind of a built-in excuse not to daily the old cars. - Keeps the miles (and the wear) d...

Not saying you’re wrong about the risk, but I think there’s a little more gray area than people admit: - Not everyone’s driving around in a new Tesla...

Yep, that’s been my experience too. Had to send photos of my ‘68 Charger just to prove it wasn’t “modified for racing.” Also agree on switching—someti...

- Had a similar experience when I switched to a classic Mustang—rates shot up, even though it’s garaged and barely leaves the neighborhood. - Asked ...

Fair points, but honestly... - Lower deductibles make sense for daily drivers, sure. - But with my classic, I barely let a raindrop touch it, let alo...

- Had a similar experience last summer when my Mustang overheated on a backroad. AAA took forever, almost 90 mins, and the guy who showed up seemed pr...

Totally agree on parking near the cart returns—seems counterintuitive at first, but it usually pays off. A couple things I'd add from experience: - W...

- Had AAA for years, no issues yet but heard mixed stories from other classic car owners. - Smaller companies sometimes do handle specialty claims bet...

Dash cams are decent, but honestly, the defensive driving course was a bigger win for me. Took one online after my insurer labeled me high-risk (thank...

Did this exact thing a few years back—sold off our second car (painful, it was a '72 Mustang). Here's what happened: - Saved decent cash on insurance ...