gingerh24
gingerh24
@gingerh24
Eminent Member
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Topics: 1 / Replies: 22
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RE: How did you feel after your first accident and dealing with insurance?

Honestly, I kinda wonder if the insurance roadside folks just have less people calling them compared to AAA. Like, AAA’s got a million members and pro...

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RE: Bundling insurance with USAA: worth it or just hype?

Same here. I figured bundling with USAA would be a no-brainer, but then I noticed some random exclusions in the policy that I didn’t expect. Like, win...

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RE: Car insurance in Wyoming: who actually treats you right?

I get what you’re saying, but honestly, I’ve had better luck with the big guys lately. My last claim with a local agent took forever, but the national...

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RE: Why did my GEICO premium jump so much this year?

Couldn’t agree more about loyalty not paying off. I stuck with the same company for years thinking it’d help, but my rates still crept up for no clear...

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RE: Finding decent car insurance in Delaware without losing your mind

Totally get where you’re coming from—Delaware’s insurance scene is a weird mix of “not enough options” and “too many hoops.” I’ve had to explain what ...

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RE: What happens if you only carry the bare minimum car insurance in Florida?

Totally get where you’re coming from. I used to think the same—like, if I’m a good driver, why pay more? But after seeing a friend get hit by someone ...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Yeah, I get it—it does seem odd paying for coverage on a car that barely leaves the garage. But like you said, that one freak accident or hit-and-run ...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

Title: Why I was surprised to learn Nebraska requires uninsured motorist coverage I get what you mean. When I first moved here, I was annoyed at havi...

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RE: Classic car insurance and the annual mileage cap—worth it?

Honestly, I’m not convinced the enforcement is all that strict either. I’ve got a buddy who racks up way more miles than his policy technically allows...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Yeah, I totally get where you’re coming from. It’s weird how something as simple as lending your car can turn into a whole insurance headache. I’ve be...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Honestly, I’ve tried every “discount” they offer—military, safe driver, multi-policy, you name it. The savings barely covered a coffee run. I’m in a m...

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RE: Deductibles and premiums—what's the real deal?

That “comfort zone” at $500 is spot on. Last year, I bumped my car in a parking lot—minor damage, but my $1,000 deductible made me just pay out of po...

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RE: Would your insurance hold up if your EV battery suddenly failed?

I get what you’re saying, but I actually think the digital tracking with EVs is a bit more invasive than the old paperwork. With my last gas car, I co...

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RE: is accident forgiveness really worth it in Ohio?

I've wondered the same thing myself. Accident forgiveness always seemed like one of those extras insurance companies push to bump up your bill a bit. ...

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RE: Confused about Illinois car insurance rules—anyone else?

Had no idea occasional business use wasn't covered...makes me wonder if my quick coffee runs for coworkers count as "business use" too, lol. Seriously...

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