Car insurance discussions and local services.
gingerh24
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RE: Confused about Illinois car insurance rules - anyone else?
Had no idea occasional business use wasn't covered...makes me wonder if my quick coffee runs for coworkers count as "business use" too, lol. Seriously though, do insurers generally draw the line at transporting clients, ...
RE: quick heads-up on Arkansas auto insurance basics
Yeah, makes sense...I've been tempted by those trackers too, especially since I mostly just commute to work and back. But do they ding you hard for stuff like sudden braking or quick acceleration? That's my only hesitati...
RE: keeping your vintage ride running smooth on long trips
Yeah, learned that lesson the hard way myself... electrical tape is handy but definitely not bulletproof. Heat shrink tubing sounds solid, but does anyone know if there's a budget-friendly alternative that's still reliab...
RE: keeping your vintage ride running smooth on long trips
Ha, been there too. For me it wasn't a belt, but an old radiator hose that decided to call it quits in the middle of a road trip. Thought I could push my luck a bit longer... nope. Ended up stranded at some gas station w...
RE: is accident forgiveness really worth it in Ohio?
I've wondered about this myself. A friend of mine had accident forgiveness coverage for years, never needed it, and then when he finally did have a minor fender bender, he realized his premiums had already covered the co...
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
Yeah, had something similar happen to me last winter. Phone froze up in the cold right when I needed it most - typical luck, right? Luckily, I had my insurance info printed out in the glovebox too. Cloud's great and all,...
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
Fair point about insurers messing up sometimes, but honestly, isn't cloud storage just as risky? I mean, phones break, accounts get hacked, and cloud services aren't exactly bulletproof either. Maybe the safest bet is st...
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
Yeah, insurance terms always trip me up too. When I first got my policy, I assumed PIP would cover any damage to my car - seemed logical at the time. Only realized later it's strictly medical stuff. Had to learn the hard...