You’re not imagining it—Houston’s insurance rates are wild. We’ve got a minivan that’s never left city limits, yet our bill shot up after a hailstorm ...

Honestly, insurance companies will nitpick anything if it saves them a buck. I swapped out my old radio for something with Bluetooth and suddenly they...

I’m with you on the fine print—half the time I feel like I need a law degree to figure out what’s actually covered. I tried once when my kid got his ...

That’s been my experience too. I thought the online quotes were the end-all, but after actually calling a couple local agents (which I dreaded, honest...

Tried bundling my car and home last year—barely saved enough for a pizza, honestly. Adding the ATV made a bigger dent, though. Those tracking apps? No...

Yeah, I hear you. Those price-checker sites always look promising until you get to the fine print. I tried one last year and the “final” price was alm...

Not gonna lie, that’s exactly how it feels. I’ve lived in all three cities and Houston’s the only place where my minivan got hit twice in the same par...

Yeah, that’s been my experience too. Tried one of those “smart” trackers on our minivan—figured we’d save a few bucks since most trips are just school...

Photos saved my butt too. Last winter, someone scraped my minivan in the grocery lot and just left. Insurance tried to say the rust spot was old, but ...

Yeah, I learned this the hard way a couple years back. Bumped into someone's bumper at the grocery store—no visible damage, just a tiny scuff that rub...

Yeah, those mileage trackers can be a real pain. I tried one briefly—thought I'd save some cash—but it ended up being more trouble than it was worth. ...

Yeah, Snapshot had me driving like my grandma for a month...not fun. Progressive was solid when I blew a tire on the LIE—quick claim, no hassle. Geico...

Had a similar experience myself, though mine wasn't quite as smooth. A couple years ago, my wife got rear-ended at a stoplight in our Subaru—nothing m...