ray_summit
ray_summit
@ray_summit
Eminent Member
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Topics: 1 / Replies: 28
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RE: Finally found a decent insurance deal as a newbie driver

Honestly, those black boxes are a bit of a joke sometimes. I had one in the family car for a year—thought I was being clever, saving a few quid. Turns...

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RE: What happens if your rideshare app is between trips and you get into an accident?

I hear you on the paranoia. My neighbor got rear-ended while he was just sitting in a parking lot with the app on, waiting for a ping. His regular ins...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

I get the visor thing, but honestly, I just keep the card in my wallet. That way, it’s always with me, no matter which car I’m in. My wife once grabbe...

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RE: Would you risk a higher deductible to lower your insurance bill?

I hear you on the math not really adding up. We’ve got a Honda Odyssey, nothing fancy, but with three kids and a dog, accidents just... happen. I trie...

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RE: How did you feel after your first accident and dealing with insurance?

Yeah, that “telephone” game is the worst. I swear, I spent more time relaying info between the shop and my insurance than actually dealing with the da...

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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

Yeah, I hear you. When my daughter started driving, the agent kept pushing the bundle too, but the numbers just didn’t add up. We did the math and spl...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

Couldn’t agree more. I’ve got two kids in the backseat half the time, so yeah, I’m going to brake hard if something jumps out or if some dude cuts me ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, insurance is a maze. I found out the hard way that my regular policy didn’t cover squat when I was logged into the app but not on a trip. Had to...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

I get where you’re coming from, but I actually had the opposite experience with mileage-based insurance. We’ve got two cars, and one basically just si...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

Mileage-Based Car Insurance: Who’s Using It And Which Company Do You Like? Yeah, those apps are a pain sometimes. I tried Metromile for a bit because...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

Mileage-based car insurance: who’s using it and which company do you like? I hear you on the “Big Brother” thing—it’s weird knowing your driving is b...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Tell me about it. I swear, the day after my 65th birthday the bill showed up looking like I’d started drag racing on weekends. Tried one of those “dis...

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RE: Bundling insurance with USAA: worth it or just hype?

Bundling sounded great until my minivan got rear-ended last year. USAA handled it fine, but I found out later my neighbor’s “fancy” insurer gave her a...

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RE: How do they actually decide when a car is “totaled”?

Yeah, dealing with insurance on ACV is a headache. When my minivan got totaled, the first offer barely covered what I still owed. I pushed back with l...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Honestly, I think people overthink this sometimes. I get the whole “peace of mind” thing, but —yeah, but at a certain point, you’re just paying extra ...

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