Yeah, I’ve noticed those random fees too—last year, my “low monthly rate” jumped after they tacked on roadside assistance I never requested. It’s like...

Had a buddy who thought he was covered for everything too, until a deer took out his front end. Turns out, no comprehensive, so he was out a few grand...

I get the convenience angle, but I’ve had the opposite luck. When my car got sideswiped in a Kroger lot, the big-name company’s app was slick—until I ...

Yeah, the “Plus” upgrade felt like a bit of a letdown for me too. I figured maybe I’d get faster service or, I don’t know, a friendlier driver? But no...

I hear you on the “exclusive discounts” thing. I once got super excited about a “commuter package” from my old insurer—thought it’d be perfect since I...

WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE? I get where you’re coming from—my health insurance is decent, but I’ve still...

I totally get the paranoia—my last car insurance claim turned into a three-week scavenger hunt for receipts and service records. With my EV, I’m alway...

Funny thing, I tried that route with an old Ford Ranger—figured it’d be cheap and invisible. Still got dinged for living “too close to a moose corrido...

Can’t blame you for sticking with the Chevelle. My buddy’s got an older truck and swears by the same logic—simple fixes, no surprise costs. I get temp...

Honestly, I’m still not convinced those trackers are worth the hassle. I had one flag me for “hard braking” when a deer jumped out—like, what else was...

Yeah, that's true, but easier said than done when you're commuting daily through Honolulu traffic. Tried one of those usage-based trackers myself—felt...

Honestly, I used to think having both was total overkill until my car broke down on a road trip last summer. I had AAA, which I'd always trusted, but ...

Had something similar happen a while back—barely tapped a guy's bumper in traffic, zero visible marks. Thought it was nothing, but turns out his rear ...

Had my doubts about virtual cards too, but gave it a shot after my own fraud scare. Honestly, wasn't as fiddly as I expected...and now it's second nat...

Yeah, I found this out myself after a minor fender-bender last year. Thought my work insurance was solid until the body shop told me they'd only cover...