Car insurance discussions and local services.
mmaverick45
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Topics and replies this member has contributed.
RE: Do I really need extra insurance when renting a car in VA?
I totally get where you’re coming from - it really does feel like a roll of the dice. I drive a ton for work and honestly, I’ve only needed extra coverage once, but man, was I glad I had it. That said, most of the time i...
RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?
Yeah, bundling’s the only thing that’s ever made a dent for me too. I tried the “safe driver” route and it felt like I was being rewarded with pocket change. At least with bundling, you can actually see the difference on...
RE: Would you risk a higher deductible to lower your insurance bill?
Man, I totally get that. Commuting every day turns you into a bit of a realist, right? I used to be all about saving a few bucks with the higher deductible, thinking, “Hey, what are the chances?” Turns out, the chances a...
RE: Finding decent car insurance in Delaware without losing your mind
Totally get where you’re coming from - those “market conditions” emails always make me roll my eyes. It’s like, sure, things change, but does it have to be every single year? I’ve had the same thing happen with glass cov...
RE: Finding decent car insurance deals on the islands - my step-by-step
Totally get where you’re coming from. I’ve had my fair share of “missing attachments” and mysterious delays too - almost feels like a rite of passage if you rent cars on the islands more than once or twice. Sometimes I w...
RE: Classic car insurance and the annual mileage cap - worth it?
I used to think the mileage cap would be a huge pain, but honestly, it hasn’t mattered for my classic. My daily driver racks up the miles - commuting, errands, you name it - so the old car is lucky to see daylight on wee...
RE: How do they actually decide when a car is “totaled”?
Yeah, that’s a legit concern. I’ve heard the same thing - sometimes the payout barely scratches the surface, even if you’ve babied your car. The “totaled” percentage does vary by state and company. Some places use 70%, o...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
Totally agree - That’s the key for me. I drive a lot for work, so even small repairs pop up more often than I’d like. I’d rather pay a bit more monthly and not stress if something happens. Peace of mind is worth it.
RE: WHEN DOES PAYING EXTRA FOR MEDICAL COVERAGE ON AUTO POLICIES MAKE SENSE?
I used to skip med pay, figuring my health insurance was enough, but after my sister got rear-ended with her kid in the car, I changed my tune. Her health plan had a high deductible, so med pay actually helped cover stuf...