law_debbie
law_debbie
@law_debbie
Eminent Member
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Topics: 0 / Replies: 29
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RE: How is ACV not just a fancy way to pay us less?

Honestly, I get where you’re coming from, but I don’t think it’s always as cut and dry as “they just want to pay less.” ACV is frustrating, yeah, but ...

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RE: Do you really need extra insurance for a rental in Montana?

That’s my biggest concern too. I’ve never had to file a claim with my credit card for a rental, but I’m always a little paranoid that if something act...

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RE: WHY DOES PAYING MONTHLY COST MORE THAN PAYING ANNUALLY?

I get what you mean about the “processing costs” excuse—it always feels a bit like smoke and mirrors. I think part of it is they want that guaranteed ...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I totally get what you mean about the peace of mind with AAA. I’m on the road a lot for work, and honestly, that “official” look makes a difference. H...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I hear you on the “comprehensive” thing—my last policy said it covered “everything except what’s excluded,” which is just... not helpful. I drive a lo...

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RE: Car insurance in Wyoming: who actually treats you right?

Honestly, I’ve had both good and bad luck with national and local. The 24/7 thing is a lifesaver when you’re staring at a herd of antelope at 3am, but...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

Honestly, I get the whole “paper backup” thing, but I’ve had the opposite experience. Last year, my phone was dead and my insurance card was buried so...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

Yeah, waiting an hour feels like the new baseline these days, no matter who you call. I totally get the cautious approach—double-checking what coverag...

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RE: What happens if your rideshare app is between trips and you get into an accident?

That’s exactly what freaks me out about driving for these apps. I had a close call once—just sitting in a parking lot with the app on, no ride yet, an...

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RE: Why did my GEICO premium jump so much this year?

Yeah, I get where you’re coming from. I’ve stuck with the same company for a while too, mostly because I hate dealing with paperwork and starting over...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

That’s the truth. I had a situation where my buddy borrowed my car for a weekend trip, and even though he was “permissive use,” the insurance tried to...

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RE: Would you risk a higher deductible to lower your insurance bill?

I get where you’re coming from, but I actually lean the other way. I drive a ton for work and honestly, I’d rather pay less each month and just take m...

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RE: Getting that student discount on car insurance… not as easy as I thought

Yeah, I hear you on the cloud thing. I used to keep everything on my desktop too, but after my old laptop died in the middle of finals week, I switche...

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RE: How I managed to stack discounts for military student drivers

I get wanting to stack all the discounts, but honestly, sometimes chasing every last deal just isn’t worth the hassle for me. I’d rather pay a few buc...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, that’s mostly true, but I still get nervous about it. I’ve heard stories where someone got a ticket just because the cop was having a bad day or...

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