josephl55
@josephl55
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Topics: 1 / Replies: 11
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RE: Finally figured out how car insurance works in no-fault states

Dashcams are definitely underrated, especially in no-fault states. I've handled plenty of claims where footage made the difference between a quick res...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Totally get your frustration—big-box agents often just see numbers, not the passion behind classics. Farm Bureau seems to appreciate the nuances... if...

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RE: Finally figured out my state's minimum car insurance rules and saved some cash

Totally get wanting to save some cash—insurance isn't exactly the most exciting thing to spend money on, right? But honestly, minimum coverage can be ...

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RE: quick heads-up on Arkansas auto insurance basics

It's definitely counterintuitive, but insurers aren't just looking at safety upgrades in isolation—they're looking at the bigger picture of risk. From...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yeah, premiums can be sensitive, but honestly it depends a lot on your insurance company and your history. I've seen cases where minor stuff reported ...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Totally get your point, but honestly, lower deductibles aren't always the best deal. I've seen plenty of claims where people paid extra monthly for ye...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

I see your point about simplicity being a big plus, especially if you're happy with your current service. But one thing I'd add from my experience han...

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RE: insurance denied my claim—what would you do?

Totally agree with this. I've worked on both sides of these claims, and it's true that adjusters sometimes get tunnel vision. I once handled a water d...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Couldn't agree more. I've handled more than my fair share of claims involving high-speed intersections, and honestly, roundabouts are a breath of fres...

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RE: little-known ways to snag cheaper insurance in Alaska

Bundling definitely helps, but another thing people overlook is defensive driving courses. Even if you've been driving forever, insurers often give di...

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RE: temporary insurance—who do you trust these days?

Went through something similar a couple years back—thought I had solid temp coverage until a minor ER visit turned into a paperwork nightmare. Honestl...

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