Car insurance discussions and local services.
josephl55
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Topics and replies this member has contributed.
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
Totally get your point, but honestly, lower deductibles aren't always the best deal. I've seen plenty of claims where people paid extra monthly for years and never filed once. Sometimes it's smarter to stash that money y...
RE: Stuck Between State Farm and Farm Bureau - Which One's Better?
I see your point about simplicity being a big plus, especially if you're happy with your current service. But one thing I'd add from my experience handling claims is that switching insurers can sometimes reveal coverage ...
RE: insurance denied my claim - what would you do?
Totally agree with this. I've worked on both sides of these claims, and it's true that adjusters sometimes get tunnel vision. I once handled a water damage claim where the initial adjuster insisted it was gradual seepage...
RE: finally found an insurance company in CA that doesn't drive me nuts
Couldn't agree more. I've handled more than my fair share of claims involving high-speed intersections, and honestly, roundabouts are a breath of fresh air from an insurance standpoint. Sure, they might be annoying at fi...
RE: little-known ways to snag cheaper insurance in Alaska
Bundling definitely helps, but another thing people overlook is defensive driving courses. Even if you've been driving forever, insurers often give discounts for completing one every few years. Worth checking out - saved...
RE: temporary insurance - who do you trust these days?
Went through something similar a couple years back - thought I had solid temp coverage until a minor ER visit turned into a paperwork nightmare. Honestly, Pivot Health seems decent enough, but I'd still double-check excl...