I put a dashcam and a steering wheel lock on my car after my last accident, hoping it’d help my rate, but honestly? Barely made a dent. I think the on...
I get why people like the apps, but honestly, I don’t fully trust them. Last time my premium jumped after a claim, and I swear the app missed some det...
Yeah, the “premium” label is such a joke sometimes. I’ve shelled out for those plans thinking it’d save me some headaches, but half the time I’m still...
Honestly, I used to think the same thing about mods. But after getting dinged for a claim a couple years back (yeah, my record’s not spotless), I foun...
Man, I feel this way every time my renewal comes up. I’ve had a couple tickets and a fender bender, so my rates are already wild, but even then, “full...
Yeah, that’s pretty much how I look at it too. The mileage cap can be a pain sometimes, but honestly, I’d rather deal with a bit of planning than pay ...
Yeah, the whole discount thing feels like a weird lottery sometimes. I’ve had “accident forgiveness” show up after two tickets in a year, which made m...
It’s wild how much they lean on that “pre-existing damage” excuse. I swear, if you don’t have a photo album of every square inch of your car or house,...
Totally get that. I’ve noticed online quotes sometimes “forget” to mention admin fees until you’re halfway through checkout. Ever had a local agent ac...
Man, I’ve had that exact thought. Last winter I got stuck in a ditch and the tow truck that showed up looked like it barely made it there. The driver ...
I'm pretty much in the same boat, but from the opposite angle—I drive a lot and have had my share of close calls (maybe more than I'd like to admit, l...
Yeah, printing out a copy isn't a bad idea at all. I've had my share of run-ins (speeding tickets mostly, unfortunately...) and even though SD does ac...
Yeah, good points all around. I've had my share of headaches insuring modded cars—especially performance-oriented ones. Progressive was pretty chill a...
Yeah, that's a good point. I remember when I switched from my old sedan to a sportier coupe, my insurance jumped noticeably. At first, I figured it wa...