I feel this. When I first started driving, insurance was brutal on my wallet, so I went with the cheapest coverage possible. Thought I was being smart...

Haha, exactly my worry. I'm still pretty new behind the wheel, and gentle braking isn't exactly my specialty yet...especially when wildlife decides to...

Yeah, specialized classic car insurers do seem like a better fit. I've heard Hagerty mentioned before—do they actually handle claims differently? Curi...

My agent basically shrugged it off as "case-by-case," which felt like code for "we'll decide when it suits us." Guess insurance companies love keeping...

Had something similar happen when I was sorting out a minor claim. Company had a strict rep at first, got nowhere... called back later, different rep,...