I’m kinda on the fence about it too. My parents swear by roadside, but every time I’ve needed it, it’s been a super long wait or just confusing. Feels like I could just call a local tow if needed and save some cash. Maybe it’s just peace of mind?
I get where you’re coming from. Here’s how I look at it: first, check what your insurance actually covers—sometimes it’s just towing, sometimes it’s more like battery jumps or lockouts. Next, compare the yearly cost to what a single tow would run you locally. I’ve found that if you only need help once every few years, paying out of pocket can be cheaper. But if you drive a lot or have an older car, that peace of mind might be worth a few extra bucks. I had a flat in the middle of nowhere once and was glad I had it... but yeah, the wait was brutal. Just depends on your risk tolerance and how often you think you’ll use it.
Honestly, I’m super paranoid about getting stranded, so I added it just for the peace of mind. My car’s not that old, but I still worry. The one time I locked my keys in the car, it paid for itself... even if the wait felt like forever.
Honestly, can’t blame you for wanting that extra coverage. Even with a newer car, stuff happens—flat tire, dead battery, or just the random “car won’t start” moment. Why risk it? I’ve needed roadside twice in the last year, and both times I was glad not to be stuck figuring it out myself. Peace of mind’s worth the few bucks, right?
Peace of mind’s worth the few bucks, right?
Totally get where you’re coming from. I’ve seen folks regret skipping it when they’re stranded late at night. If you’re adding roadside, just double-check what’s actually covered—sometimes towing distance or lockout help has limits. Worth reading the fine print before you need it.