That’s the bottom line for me too. Once my car dropped below $3k in value, full coverage just didn’t make sense. I’d rather risk paying out of pocket ...
Bundling only got me so far, too. I’ve got a daily driver and a “project” car, and the insurance company just sees dollar signs when they hear “non-st...
Honestly, I think the extra insurance is overkill most of the time. That’s fair, but if your personal auto policy or credit card already covers renta...
You’re not imagining things—those rate hikes are real, and it’s frustrating. I’ve never seen a company actually freeze rates long-term, no matter how ...
Honestly, I get where you’re coming from. Those exclusions are a pain, and the “premium” coverage isn’t always as bulletproof as they make it sound. I...
That’s honestly not far off. The hoops they make you jump through are unreal. I get why they want proof you’re not using your classic as a commuter, b...
Honestly, I get where you're coming from—I've had the same debate with myself about just relying on the app. In theory, it *should* be enough, but in ...
That's been my experience as well—claims handling can vary widely even within the same company. Have you considered comparing their roadside assistanc...
Jotting down details is helpful, sure, but honestly, dealing with insurance doesn't have to be such a headache. I've found that having a reliable loca...
Community storage sounds good on paper, but realistically, who's footing the bill? In my experience, even small-scale storage projects get bogged down...
Couldn't agree more. I've had my share of EV "adventures," and trust me, software updates aren't magic bullets. Once, after a supposed fix, my gauge d...
I've had similar experiences, and from what I've gathered, South Dakota officially accepts digital proof of insurance—it's actually stated clearly on ...
True, but I'd argue bundling can still be worthwhile for convenience alone, even if the savings aren't huge. When I was commuting daily and juggling m...
Yeah, accident forgiveness always felt a bit gimmicky to me too. When I had a couple dings on my record, switching to a smaller local insurer actually...