briansmith172
briansmith172
@briansmith172
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Topics: 0 / Replies: 18
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RE: Saving cash just for driving less? Didn’t think it was real

I hear you about the stress of being tracked, but I actually found the pay-per-mile thing kind of freeing in a weird way: - I drive a lot less than I...

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RE: Would you risk a higher deductible to lower your insurance bill?

I totally get where you’re coming from, but I look at it a bit differently: - For me, higher deductibles make sense if you’ve got a solid emergency f...

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RE: When The Other Driver Has No Insurance And Dings Your Car

- Had a similar wake-up call on a cross-state trip last year. Guy clipped my bumper in a parking lot and vanished. - 100% agree. I thought “full co...

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RE: Why can’t I use my points AND a coupon at checkout?

- Been there, felt that. Last year I tried to stack my points and a coupon on a set of all-weather floor mats right before a big trip. Already had the...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I hear you on the fine print—got burned once when my insurance’s “roadside” didn’t even include flatbed towing, which is a must for my old Bronco. I l...

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RE: Bundling insurance with USAA: worth it or just hype?

- Totally agree—those “bundle discounts” look great on paper, but when I crunched the numbers, it wasn’t always a win for me either. - Sometimes spl...

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RE: USAA vs State Farm: which claims process is less of a headache?

Totally get where you’re coming from. I had a USAA claim last year after a deer tried to hitch a ride with me. The app worked…until it didn’t, and sud...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

- Totally agree, the lack of transparency is a pain, especially when you’re already stressed. - I’ve had AAA send someone who seemed a bit out of th...

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RE: Why Is PIP Mandatory In Some States But Not Others?

Couldn’t agree more. “Full coverage” is one of those phrases that sounds reassuring but means something different everywhere you go. I always double-c...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

Yeah, the overlap between health insurance and UM coverage is a total maze. I’ve spent way too much time reading policy fine print and still end up sc...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Not sure it’s just the “wild drivers plus those crater-sized potholes” like you said. I’ve noticed Houston’s weather—flooding, hail, all that—plays a ...

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RE: Are those price-checker sites actually reliable?

Title: Are those price-checker sites actually reliable? - Been there—spent hours poking around a used Outback, convinced I’d missed something major. ...

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RE: quick heads-up on Arkansas auto insurance basics

Yeah, I get both sides of it. Insurance companies can be a pain, but I’ve seen people try to pull fast ones too. Here’s what I do after any sketchy we...

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RE: Confused about insurance rules in South Dakota—help me figure this out

- Totally get where you’re coming from. I’ve had a cop in SD barely glance at my phone, but another wanted the paper, too—guess it depends on who you ...

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RE: saving cash on insurance when you're young and broke

Raising the deductible does save money, but I’ve always been a bit wary about going too high. One unlucky deer on a night drive and suddenly you’re di...

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