ballen78
ballen78
@ballen78
Eminent Member
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Topics: 0 / Replies: 20
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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

That hits close to home. I learned this lesson the hard way when my nephew got his license last year. My insurance agent nearly choked when I asked ab...

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RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT

Honestly, I can’t blame you for sticking with the chain shops, especially if you’re still learning the ropes. I’ve been elbows-deep in carburetors and...

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RE: Why can’t I use my points AND a coupon at checkout?

That gave me a chuckle—reminds me of my old ‘73 Charger when I try to use the AC and radio at the same time. Everything just shuts down and you’re lef...

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RE: Why does picking a deductible feel like a weird gamble?

Couldn’t agree more—it’s like trying to predict the weather with a crystal ball. With my old Mustang, I went with a higher deductible because, frankly...

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RE: Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother?

Digital Forms Vs. Old-School Paper: Which Makes Claims Smoother? Honestly, digital forms remind me of trying to start my old Triumph on a cold mornin...

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RE: Why California’s minimum car insurance might not be enough

Had a buddy with a mint ’67 Mustang who figured the same—bare minimum, hardly took it out except for Sunday spins. Then some guy rear-ended him at a l...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

That’s spot on about uninsured motorist coverage—Houston’s just a different beast when it comes to risk. I’ve had friends get rear-ended by folks with...

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RE: When Does It Make Sense to Drop the “All-In” Coverage?

Had to laugh reading this—reminds me of when I tried to “outsmart” my insurance and dropped comp on my ‘72 Chevelle. Two weeks later, a freak hailstor...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

Tell me about it... I had a tiny parking lot scrape on my '68 Mustang and the quote nearly made me faint. Between parts shipping and labor rates, Hous...

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RE: Getting that student discount on car insurance… not as easy as I thought

Right? I swear, if my ‘68 Mustang needed as much paperwork as this discount, it’d still be sitting in the garage. I tried emailing a scan too—no luck....

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RE: anyone else feel like AAA insurance isn't what it used to be?

That’s been my experience too—though the last time my ‘72 Cutlass decided to take a nap on the side of the highway, the AAA guy actually complimented ...

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RE: is accident forgiveness really worth it in Ohio?

I've always considered accident forgiveness a bit like that spare tire in your trunk—seems pointless until you're stranded on I-71 in the rain. A few ...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Haha, I feel you on the generic advice—those courses definitely aren't tailored for us classic car folks. My '68 Mustang doesn't exactly have lane ass...

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RE: is accident forgiveness really worth it in Ohio?

That's a good way of looking at it. Insurance can be a bit like classic cars—looks shiny and great on the surface, but you've really got to pop the ho...

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RE: lent my car to a friend, insurance got messy real quick

Had a similar experience myself a few years back with my '68 Mustang. Lent it to a buddy for his wedding weekend—figured, what could possibly go wrong...

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