Car insurance discussions and local services.
math_ray
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Topics and replies this member has contributed.
RE: Getting Cheaper Car Insurance by Proving You Drive Less
Yeah, I’ve noticed the same thing with those telematics apps - they seem to expect everyone to drive like they’re on an empty suburban street at 2am. My old Bronco isn’t exactly subtle, and it definitely gets flagged for...
RE: Do you really need extra insurance for a rental in Montana?
I get what you mean about those gravel roads - Montana’s beautiful but it’s rough on windshields. Have you ever actually had to file a claim through your credit card for a rental? I’ve always wondered how smooth that pro...
RE: Getting caught without car insurance in Iowa is no joke
That keychain fob idea is genius - never thought of that. I’ve definitely had the “dead phone, no proof” panic before, and it’s not fun. Do you ever worry about the info being too small to read, though? I tried printing ...
RE: What to do when the other driver has no insurance
I get where you’re coming from about the peace of mind, but I gotta admit, I’ve always been a little skeptical about just how much UM coverage is really worth for most people. I mean, if your car’s super high-end or rare...
RE: Is Paying For Roadside Help Worth It Or Just Extra?
I get the hesitation about paying for a standalone membership, especially if your car's pretty new and you don't break down much. But I think it really depends on how you use your car. I do a lot of long-distance trips, ...
RE: Classic car insurance and the annual mileage cap - worth it?
Yeah, I totally get where you’re coming from. I was worried about the mileage cap too when I first signed up. In my experience, it’s not like they’re watching your every move, but if you have a claim or renew, they’ll pr...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
That’s a good point, but have you ever actually had a carrier lower your coverage without telling you? I’ve always gotten a summary of changes when I renew, but maybe I’ve just been lucky. I do double-check the deductibl...
RE: Confused about insurance rules in South Dakota - help me figure this out
I get where you’re coming from, but isn’t there a middle ground? I mean, - yeah, that happens, but what about just taking a screenshot of your insurance card and saving it in your photos? That way, even if you’re offlin...
RE: anyone else feel like AAA insurance isn't what it used to be?
That’s such a good point about the policy changes sneaking in. I actually dug up an old AAA policy from 2017 and compared it to my current one - there were way more exclusions now, especially around “cosmetic damage” and...
RE: bumped someone's car lightly, no visible damage - should I report?
I get the logic behind reporting, but isn’t there a point where it just adds unnecessary hassle? I mean, if both people check things over and agree there’s nothing wrong, does it really make sense to involve insurance or...
RE: Insurance renewal hikes caught me off guard
I totally get where you’re coming from. I had almost the exact same thing happen last year - - and it just felt like a canned response. I ended up shopping around and found a better rate in like 30 minutes. Is it just m...
RE: bumped someone's car lightly, no visible damage - should I report?
Did the same thing once backing out of a tight spot on a road trip - didn't see any marks either, but spent the next hour worrying if I'd messed up someone's sensors or alignment. Nothing ever came of it, thankfully. Do ...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
Had a similar experience myself a couple summers ago - middle of nowhere, phone signal sketchy, and the insurance app decided it was the perfect time to crash. Ever tried troubleshooting an app while mosquitoes feast on ...
RE: keeping your vintage ride running smooth on long trips
Haha, isn't that the truth? Ever had your alternator belt decide to take a vacation mid-trip? Happened to me once - middle of nowhere, sun going down, and suddenly my headlights start dimming... talk about a mood killer....
RE: anyone else feel like AAA insurance isn't what it used to be?
Interesting points about staffing shortages, but I'm wondering if the issue is actually deeper than just recent staffing problems. Has anyone considered that AAA might be spreading themselves too thin with all the extra ...