Last month someone rear-ended me at a stoplight. Nothing major, but enough to mess up my bumper pretty good. Turns out the other driver didn't have insurance—big surprise there, right? Anyway, luckily I'd added uninsured motorist coverage to my policy a while back. Honestly, I almost skipped it to save a few bucks, but now I'm super relieved I didn't. Anyone else had something similar happen and felt grateful they opted for that extra coverage?
"Honestly, I almost skipped it to save a few bucks, but now I'm super relieved I didn't."
Yeah, it's one of those coverages you never think you'll need until you do. I drive a higher-end car, and trust me, repairs aren't cheap even for minor stuff. Had a similar incident last year—someone clipped my side mirror in a parking lot and took off. No insurance info, nothing. Glad I had uninsured motorist coverage too; saved me from shelling out a ridiculous amount for something so small. Definitely worth the extra premium... peace of mind counts for a lot.
