That CLUE report thing really does catch people off guard. I’ve seen folks get dinged on their rates for something as minor as a tow, which feels a bit unfair. I totally get sticking with AAA—my neighbor swears by them too, especially after her battery died in the middle of nowhere and they showed up faster than she expected. Insurance roadside is convenient, but I’d be nervous about the long-term impact too. Sometimes peace of mind is worth the extra membership fee, honestly.
Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
Here’s how I see it: if you care about your car (and your insurance rates), keep roadside stuff off your policy. I’ve had AAA for years—never once saw it pop up on my CLUE report. Insurance roadside is tempting, but that “convenience” can cost you later. I’d rather pay AAA than risk my premiums jumping over a flat tire.
Honestly, I’ve wondered about this too. My neighbor swears by her insurance company’s roadside, but I’m wary. If you use it for something minor, does it really ding your record? Anyone ever had their premiums actually go up after just a tow or battery jump?
I actually had my insurance roadside come out for a flat tire last year. Didn’t think much of it, but when my renewal came up, my premium jumped a bit. Not a huge amount, but enough to notice. I called and they said “roadside counts as a claim.” Seriously? It’s not like I crashed the car. Kinda feels like a trap. I’d rather just pay AAA and keep insurance out of it, honestly. Anyone else get that “claim” surprise?
- Didn’t realize insurance roadside counted as a claim either… that’s wild.
- Makes me nervous since I’m just getting my first policy.
- Seems like AAA is safer if it won’t mess with rates.
- Kind of annoying that a flat tire could cost more in the long run.
- Wonder if all companies treat it the same way?