Yeah, that's solid advice. Had a similar thing happen to me a couple years back—felt totally fine right after the accident, but woke up sore as heck two days later. Luckily, I'd already mentioned feeling a bit off to the doc right away, so insurance didn't hassle me much. But I've heard plenty of stories like your buddy's... insurers can be tricky about delayed symptoms. Definitely smart to document everything early on, even if it seems minor at first. Hope your friend eventually got things sorted without too much trouble.
"Definitely smart to document everything early on, even if it seems minor at first."
That's true, but honestly, documenting every little ache right away can sometimes backfire. A friend of mine did exactly that—mentioned some minor stiffness immediately after a fender-bender—and his insurer later argued it was pre-existing since he didn't seek follow-up care promptly. I'd say it's better to be cautious but don't jump the gun either. Wait a day or two, see how you feel, then clearly document and communicate your symptoms step-by-step to avoid confusion later on...
Good points made here. I've seen similar situations play out, and it's definitely tricky finding that balance between documenting too soon and waiting too long. A buddy of mine had a classic Mustang rear-ended—initially felt fine, but soreness kicked in a day later. He documented carefully after symptoms appeared, and thankfully his insurer didn't push back. It's all about being cautious without rushing into things... insurance companies can be unpredictable, so staying measured and clear-headed usually pays off.
Yeah, totally agree with you on staying measured. Had a similar experience myself a couple years back—got tapped at a red light, nothing major, felt perfectly fine at first. But next morning, man, my neck was stiff as a board. Thought it was just sleeping funny until I remembered the bump from the day before. Ended up documenting everything carefully and calling my insurer just to be safe. Thankfully, they were pretty chill about it and walked me through the whole PIP thing.
Insurance companies can definitely be hit or miss though—heard some horror stories from coworkers who had to jump through hoops just to get basic coverage. Guess it's all about being proactive without jumping the gun... tricky balance for sure. Glad your buddy's Mustang story ended well, those classics deserve better than getting rear-ended!
"Insurance companies can definitely be hit or miss though—heard some horror stories from coworkers who had to jump through hoops just to get basic coverage."
Yeah, that's exactly why I always double-check my policy before hitting the road for any long trips. Had a friend who got into a minor fender-bender out of state, and dealing with insurance across state lines turned into a real headache. Makes me wonder—does PIP coverage typically extend smoothly if you're traveling outside your home state, or is that another gray area insurers love to complicate?
