medicine_bailey
@medicine_bailey
Eminent Member
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Topics: 0 / Replies: 24
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RE: Things I wish I'd known before picking my first insurance

Couldn’t agree more about double-checking what you’re already paying for before adding more bells and whistles. When I first insured my old Mustang, I...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I’ve actually had both, and honestly, neither is lightning fast every time. AAA usually contracts out, just like most insurance companies do, especial...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

I’ve always wondered if flood risk plays a bigger role than people think, especially in Houston. My classic car policy shot up after that big storm a ...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I get the appeal of the big names—quick apps, round-the-clock support, all that. But I’ve found their policies can be a bit too cookie-cutter, especia...

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RE: Mileage-based car insurance: who’s using it and which company do you like?

That’s exactly what worries me—having a device constantly tracking my mileage feels a bit intrusive, especially with older cars that aren’t loaded wit...

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RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage

It’s wild how many folks think a pile of receipts is all it takes to get reimbursed—there’s so much more to it, especially with older cars. I’ve seen ...

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RE: Getting that student discount on car insurance… not as easy as I thought

I get the frustration with these tracking apps, but I can kind of see where the insurance companies are coming from, too. Statistically, late-night dr...

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RE: Why California’s minimum car insurance might not be enough

That’s a spot-on way to put it. I’ve seen too many folks in the classic car community learn this lesson the hard way—one fender bender and suddenly yo...

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RE: Classic car insurance and the annual mileage cap—worth it?

Totally agree about the value of peace of mind—I've tried mileage caps a couple times, and honestly, I found myself thinking more about the odometer t...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I get where you’re coming from, but I think there’s a bit more nuance to it. I’m all for protecting classics—my ‘68 Charger is my pride and joy—but I ...

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RE: is accident forgiveness really worth it in Ohio?

I hear you on this—I've run the numbers myself a few times, especially since I keep a couple of older cars on the road. Accident forgiveness always so...

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RE: Insurance renewal hikes caught me off guard

Insurance renewal hikes caught me off guard I hear you on the loyalty discount thing—it’s a bit of a letdown. I’ve been with the same company for yea...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

I can relate. Years ago, I bumped my ‘68 Charger in the garage—just a tiny dent, but with my high deductible, fixing it stung way more than it should’...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

The USB idea is solid advice—especially if you're driving an older vehicle like mine. I keep a printed copy tucked away in the glovebox too, just in c...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Specialty insurers can indeed be helpful, but from personal experience, they're usually more geared towards collectors or low-mileage classics rather ...

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