No kidding. Last year, I switched after my old insurer tried to deny a windshield claim—turns out “comprehensive” didn’t mean what I thought. Now, I a...

Mileage-Based Insurance—Not Sure It’s for Me, but Here’s What I Noticed I hear you on that. I tried out a pay-per-mile plan (not Metromile, but sim...

I get the idea behind snapping a pic of your card, but I’ve actually heard mixed things about whether that flies in Iowa. My cousin got pulled over la...

Yeah, I get the appeal—extra cash in your pocket is hard to argue with. Here’s how I look at it: first, check your emergency fund. If you’ve got enoug...

Honestly, I get where you’re coming from. I used to toss most stuff, but then my insurance asked for proof of a repair from months back. Had to dig th...

That about sums it up. I’d add: keep a folder (paper or digital) with every bit of correspondence. When our family wagon got rear-ended last year, hav...

Pay-Per-Mile Insurance: Worth It? Man, I’ve wrestled with this whole pay-per-mile thing too. During lockdown, my van barely left the driveway and I t...

That’s pretty much my experience too. I usually do a quick three-step thing: call two or three shops, ask for the “out the door” price (including all ...

I get where you’re coming from, but I always wonder if there’s a risk in not reporting even the tiniest bump. Like, what if the other person finds a s...

Honestly, I do the same thing. Here’s how I handle it: 1) Keep registration and insurance in the glove box, 2) Store all the extra stuff (maintenance ...

Totally get where you're coming from. I think upkeep is the key here—deadlines seem kinda arbitrary if the car isn't an eyesore or hazard. My dad had ...

I've heard similar stories, and honestly, it makes me a bit wary too. Insurance companies can sometimes be quick to jump on aftermarket mods as an eas...

That's true, but honestly, documenting every little ache right away can sometimes backfire. A friend of mine did exactly that—mentioned some minor sti...

I've always thought of insurance as a necessary evil—hate paying it, but glad it's there when needed. Here's how I look at it step-by-step: First, thi...

Haha, your step-by-step breakdown is spot-on. I went through something similar last year when my wife and I decided to shop around for car insurance. ...