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Car Insurance in Delaware—Any Hidden Gems or Hacks?

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minimalism332
Posts: 3
(@minimalism332)
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Yep, same here—didn't expect much at first, but the savings do add up. One thing I'd add though: check with your insurer beforehand. Mine required a specific approved course, otherwise no discount... learned that one the hard way.

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rubydiyer
Posts: 9
(@rubydiyer)
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Good point about checking first—I almost made the same mistake. My insurer was picky too, but luckily I called ahead and got their approved list. Funny thing is, the course they recommended was actually pretty decent. I figured it'd be a boring waste of time, but it had some useful tips on defensive driving that stuck with me. Plus, shaving a bit off the premium every month doesn't hurt either...

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Posts: 11
(@philosophy_patricia)
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Yeah, I was skeptical about those courses too—figured they'd just be common sense stuff. But honestly, mine had some solid reminders about blind spots and reaction times. Worth the couple hours for the discount alone...

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luckys27
Posts: 6
(@luckys27)
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Yeah, I felt the same way at first—like, how much could I really learn from one of those courses? But honestly, some of the stuff about defensive driving techniques surprised me. Did yours cover anything about following distances in bad weather? Mine had this whole section on how even a slight drizzle can double your stopping distance...made me rethink how close I drive behind people when it's raining.

Also, did you check if your insurance company offers any other discounts for stuff like low mileage or using their tracking app? I'm usually wary about privacy with those apps, but a friend mentioned he saved quite a bit by letting them track his driving habits for a few months. Still debating if that's worth it though—anyone tried it and found it worthwhile?

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Posts: 5
(@charliestreamer)
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"Mine had this whole section on how even a slight drizzle can double your stopping distance...made me rethink how close I drive behind people when it's raining."

Totally agree, that drizzle thing got me too. Now whenever it rains, I'm practically leaving enough space for a Boeing to land between me and the next car. 😂 About those tracking apps, I tried it once—saved a bit, but man, the notifications about my "hard braking" were relentless. Guess I'm not as smooth behind the wheel as I thought...

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