rubydiyer
rubydiyer
@rubydiyer
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Topics: 0 / Replies: 27
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RE: Adding a teen driver in Hawaii: bundle with parents or separate policy?

That’s interesting about the insurance company thinking parents will supervise more if everyone’s bundled—never thought of it that way, but I guess it...

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RE: Cutting my car insurance bill in half—didn’t think it was possible here

Yeah, I totally get where you’re coming from. It’s wild how fast a minor accident can turn into a financial nightmare if you’re not covered. I’ve had ...

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RE: Cutting my car insurance bill in half—didn’t think it was possible here

That’s the key right there—risk tolerance. I kept comp on my last car way longer than most people would’ve, just because I park outside and we get hai...

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RE: Best ways to snag insurance discounts in Alaska: driving record vs. bundling?

Yeah, the carport thing surprised me too—never thought where I park would shave dollars off my premium. I’ve also heard some companies give a break if...

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RE: Do you really need extra insurance for a rental in Montana?

I get where you’re coming from, but I actually lean the other way—especially in Montana. My regular insurance technically covers rentals, but last sum...

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RE: Avoiding hefty fines for driving without insurance in OK—how I do it, but is there a better way?

I’ve definitely been the person frantically digging through a mess of napkins and random junk while a cop waits outside my window. Not my proudest mom...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

I get what you mean about those trackers feeling a bit much. I tried one for a discount last year, and it dinged me for braking hard when a deer jumpe...

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RE: Car insurance in Wyoming: who actually treats you right?

Totally get where you’re coming from. I had a similar run-in with a big-name insurer after a hailstorm trashed my truck. Felt like I was talking to a ...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, it’s wild how many people (myself included, at first) just assume the app’s got your back 24/7. The reality is way more complicated than they ma...

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RE: Is Paying For Roadside Help Worth It Or Just Extra?

I totally get where you’re coming from. The “five miles free” thing cracks me up—like, what happens if you break down just a little further out? Sudde...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

I’ve always leaned toward AAA for stuff like dead batteries or flat tires, even if it means hanging out in my car for a while. I get the temptation to...

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RE: Car insurance in Wyoming: who actually treats you right?

Had a buddy who thought his “full coverage” would handle the hailstorm that trashed his truck last spring. Turns out, his policy didn’t cover “acts of...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

It’s not just you—Houston drivers seem to treat construction cones like optional slalom markers. I swear, every time there’s a new detour, folks just ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, I totally get where you’re coming from. I used to be all about the paper cards too—felt safer having something physical in my glove box. But hon...

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RE: How do they actually decide when a car is “totaled”?

I get where you’re coming from, but I do think there’s a reason the insurance folks stick to the numbers, even if it feels kind of cold. Like, from a ...

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