Yeah, I hear you. The algorithms are getting better, but they’re still pretty black-and-white about what’s “safe.” I’ve seen dashcam footage flagged as reckless just because someone had to make a split-second call—like, what else are you supposed to do when a dog darts out? It’s frustrating, especially when those incidents end up bumping premiums. The tech helps with claims sometimes, but it’s not always on our side...
It’s wild how a split-second reaction can get flagged like that. I’ve had my own dashcam pick up stuff where I had to swerve for a kid chasing a ball, and the system marked it as “aggressive.” Makes me wonder—do these algorithms ever actually take context into account, or is it just numbers and patterns? Has anyone managed to successfully dispute one of those flagged incidents, or is it just a lost cause most of the time?
Yeah, the algorithms are mostly just crunching data points—they’re not great at nuance. I’ve seen a few cases where folks successfully disputed a flag, but it usually takes a human review and some patience. Honestly, context gets lost in translation with these systems more often than not.
Honestly, context gets lost in translation with these systems more often than not.
Yeah, that’s what bugs me. Like, if someone brakes hard to avoid a squirrel or something, the system just sees “aggressive braking” and dings you. Do you think insurance companies actually look at those appeals closely, or is it just a checkbox exercise most of the time?
- Totally agree, these systems just don’t get nuance.
- Had a buddy get flagged for “harsh acceleration” when he was just merging onto the highway in an old pickup. Not exactly drag racing, but the system didn’t care.
- I’ve always wondered if those appeals even get a real look. My gut says most of it’s automated or just a quick glance—unless you’re a big client or something really stands out.
- It’s frustrating because classic cars, or even just older work trucks, behave differently. They don’t stop or accelerate like new ones, but the system treats them all the same.
- Seems like the tech is ahead of the actual understanding. Maybe someday they’ll factor in context, but right now, it feels pretty black and white.
- Honestly, makes me nervous about what this means for premiums long-term... especially for folks who keep their rigs on the road for decades.
