Yeah, I hear you on the rental coverage. I used to keep it just in case, but after my rates shot up (thanks to a couple speeding tickets and a fender bender), I started cutting anything that wasn’t absolutely necessary.
No kidding—last year I found out I was paying for “custom equipment” coverage and my car’s as basic as they come. Now I just stick with liability, roadside (saved me when my battery died at 2am), and that’s about it. Every dollar counts when your premiums are already sky-high.It’s wild how much insurance companies try to sneak into those bundles.
Yeah, I’m right there with you. After my last ticket, I went through my policy line by line and realized I was paying for glass coverage on a car with manual windows. It’s wild how they sneak that stuff in. Liability and roadside are all I keep now—anything else just feels like throwing money away when you’re already getting hammered on premiums.
I was paying for glass coverage on a car with manual windows. It’s wild how they sneak that stuff in.
That’s classic. I once found out I was paying for rental car reimbursement on a 20-year-old beater that probably wouldn’t have been worth the deductible if it got totaled. I get why people want full coverage, but honestly, after running the numbers, it just didn’t make sense for me either. I do keep uninsured motorist though—had a buddy get hit by someone with no insurance and it saved his bacon. Guess it’s all about picking your battles with these policies...
Yeah, it’s wild how easy it is to end up paying for stuff you’ll never use. I only realized I had roadside assistance twice—once through my insurance, once through AAA. Ended up dropping one and saving a bit. Anyone else find weird overlap like that in their policies?