That’s the truth. I’ve tried both sides—agreed value with all the restrictions, and regular insurance with a few more headaches if something goes wron...

Yeah, that’s been my gripe too. I had a ‘09 Accord, babied it, and when it got rear-ended, the payout barely covered half of what similar ones were li...

Yeah, the tech’s clever but sometimes it just doesn’t get real-world driving. I had a similar thing—got flagged for “aggressive acceleration” when I w...

Honestly, I get where you’re coming from, but I’ve always wondered if the extra coverage is really worth it for everyone. I’ve had insurance for years...